In July 2025, the domestic virtual payment card market stirred up waves, as the widely popular WildCard announced the suspension of all business operations on July 12 due to regulatory requirements, and the official website was temporarily inaccessible. Although the website resumed on July 14, allowing users to log in to check their card numbers and CVV, the recharge and withdrawal functions have been disabled, leaving only the remaining balance available for consumption. On July 20, WildCard's official announcement further stated that the suspension of recharge, withdrawal, and new user registration was to cooperate with relevant department investigations, emphasizing that they had not "run away," and promised to fix the issue of "balance being cleared due to withdrawal failure." Despite this, the future of WildCard remains uncertain, and users with balances need to consume quickly to avoid risks. For domestic users wishing to continue subscribing to overseas AI services like Claude and ChatGPT Plus, finding reliable alternative solutions has become a pressing issue.
Background and Impact of WildCard's Service Suspension#
WildCard is known for supporting recharge methods like Alipay in RMB, making it convenient for domestic users to subscribe to overseas services, especially in the AI field, such as OpenAI's ChatGPT Plus and Anthropic's Claude, which are favored by users. The tightening of regulatory policies has directly led to restrictions on its core functions, preventing users from recharging or withdrawing, and only allowing the consumption of existing balances. This not only disrupted users' subscription plans but also prompted many AI enthusiasts relying on WildCard to start looking for alternatives.
Another card supporting Cloud Flash Payment, BinGoCard, was initially considered the best option after WildCard's service suspension, but due to malicious reports, the recharge channels were closed, and it later switched to recharging through personal accounts in U.S. banks, involving foreign exchange operations, increasing complexity and becoming less user-friendly for domestic users. Virtual cards based on USDT recharge have become a safer and more stable choice, avoiding regulatory risks associated with domestic payment channels.
Recommended Alternatives to WildCard#
Here are four recommended virtual card platforms that support USDT recharge, suitable for subscribing to overseas services like Claude. Users can purchase USDT through cryptocurrency exchanges such as OKX, Binance, HTX, or Gate and then recharge.
1. PokeCard: The Preferred Choice for Small Transactions#
PokeCard is a Visa virtual credit card based on Hong Kong dollars, with no minimum recharge or consumption requirements, making it particularly suitable for small transactions like subscribing to Claude, ChatGPT Plus, or Netflix. Its physical card also supports ATM withdrawals and offline POS consumption, ideal for users needing flexible cash-out options. PokeCard is easy to operate; users can quickly use it after recharging USDT, making it the first choice for those on a budget or trying virtual cards for the first time.
2. VCard: Backed by a Public Company, Safe and Reliable#
VCard is supported by a publicly listed company in the U.S., with low fees and domestic consumption-friendly features, allowing direct binding to Alipay and WeChat, suitable for users primarily engaged in online consumption. It supports subscriptions to overseas services like Claude and OpenAI, with high stability. Although its offline functionality is slightly inferior to PokeCard, its backing and low cost make it a secondary option.
3. Dupay: An Established Platform, Suitable as a Backup#
Dupay is a veteran player in the virtual card market, supporting binding to WeChat and Alipay, covering subscriptions to overseas services like Claude. Its recharge and withdrawal issues due to system maintenance have affected user trust, so it is recommended to use it as a backup card alongside other platforms to spread risk.
4. WasabiCard: A Lightweight Choice Focused on Privacy#
WasabiCard emphasizes anonymity and ease of use, suitable for users seeking privacy, and supports subscriptions to services like Claude. Although its user base is smaller and community support is limited, it is a good backup choice for users familiar with cryptocurrencies.
How to Purchase USDT and Recharge Virtual Cards#
For users unfamiliar with cryptocurrencies, purchasing USDT and recharging virtual cards may sound complicated, but the process is actually straightforward. Here are the specific steps:
- Choose an Exchange: Visit OKX USDT Purchase, Binance USDT Purchase, HTX USDT Purchase, or Gate USDT Purchase, and register and log in according to the page instructions.
- Purchase USDT: Select the amount of USDT you wish to purchase and complete the payment via bank card, Alipay, etc.
- Recharge to the Virtual Card: Obtain the USDT recharge address from the virtual card platform (such as PokeCard, VCard, etc.), withdraw USDT from the exchange to that address, and once the recharge is complete, it can be used to subscribe to services like Claude.
Recommended Usage Strategy#
To reduce the risk of relying on a single platform, it is recommended that users adopt a multi-card combination strategy, such as using both PokeCard and VCard simultaneously, with the former suitable for small flexible consumption and the latter providing higher stability and security. Dupay and WasabiCard can serve as backups to handle unexpected situations. It is advisable to use the balance immediately after recharging to avoid storing large amounts of money on the card for long periods, to prevent losses due to changes in platform policies.
Conclusion#
The suspension of WildCard has sounded an alarm for domestic users, highlighting the significant risks of relying on a single payment channel. Virtual cards based on USDT, such as PokeCard, VCard, Dupay, and WasabiCard, provide safer and more stable alternatives. Through the USDT purchase portal, users can easily obtain USDT and recharge for their subscription needs for services like Claude. In the face of regulatory uncertainties, diversifying risk and consuming in a timely manner is the best strategy at present.