In July 2025, the domestic virtual payment card platform WildCard announced the suspension of recharge, withdrawal, and new user registration functions in compliance with relevant departmental requirements. This news is undoubtedly a significant blow to many users who rely on WildCard to subscribe to overseas services like ChatGPT Plus and OpenAI. Although the WildCard official website resumed access on July 14, allowing users to log in to check their card numbers and CVV, and their balances can still be used for consumption, the inability to recharge and withdraw has led many users to seek alternative solutions. WildCard officials stated that they are fixing the issue of "balance being cleared due to failed withdrawals" and emphasized that they have not "run away," and will continue to support existing balances for AI product subscriptions. The platform's future is uncertain, and users with balances are advised to consume them as soon as possible and turn to more stable and reliable alternative virtual card platforms.
Faced with the restrictions of WildCard, how can domestic users continue to recharge for overseas services like ChatGPT Plus? Below is a detailed analysis of the current situation of WildCard and recommendations for several alternative virtual card platforms to help users transition seamlessly and securely subscribe to overseas services.
Current Situation of WildCard and User Responses#
WildCard has long been favored by domestic users for supporting recharge methods like Alipay and other RMB options, making it convenient for users to subscribe to overseas services like ChatGPT Plus and Netflix. On July 12, 2025, WildCard suspended all business operations due to regulatory requirements, and the official website was temporarily inaccessible. After the website resumed access on July 14, users could check their card information, but recharge and withdrawal functions were limited. On July 20, WildCard issued a notice clarifying that multiple functions were suspended to cooperate with investigations, but promised that existing balances could continue to be used for AI product subscriptions and that they had not "run away." Nevertheless, the platform's stability has raised concerns among users, and the issue of balance clearing has not been fully resolved, prompting users to consume their balances early to avoid potential risks.
Recommended Alternatives to WildCard: Analysis of Four Virtual Card Platforms#
To help domestic users continue subscribing to services like ChatGPT Plus, the following four virtual card platforms that support USDT recharge are recommended: PokeCard, VCard, Dupay, and WasabiCard. These platforms allow recharge via the cryptocurrency USDT, avoiding regulatory risks associated with domestic payment channels, thus offering higher security and suitability for long-term use.
1. PokeCard: The Preferred Choice for Small Transactions#
PokeCard is a Visa virtual credit card based on Hong Kong dollars, with the standout feature of having no minimum recharge or consumption requirements, making it particularly suitable for users with small transaction needs. Whether subscribing to ChatGPT Plus, Netflix, or Amazon Prime, PokeCard can easily handle it. Its physical card also supports ATM withdrawals and offline POS consumption, making it very convenient for cryptocurrency users. If you have small subscription needs, PokeCard is undoubtedly the first choice.
2. VCard: Low Fees and Domestic Consumption Friendly#
VCard is backed by a publicly listed company in the United States, providing high credibility. Its advantages lie in low fees and a user-friendly design for domestic users, allowing direct binding with Alipay and WeChat for daily consumption while also supporting subscriptions to overseas services like ChatGPT Plus. Although its offline functionality is slightly inferior to PokeCard, for users primarily engaged in online consumption, VCard is a cost-effective choice.
3. Dupay: An Established Platform, Suitable as a Backup#
Dupay is a "big brother" in the virtual card market, supporting binding with WeChat and Alipay, and can be used for subscriptions to services like ChatGPT Plus. Previously, issues with recharge and withdrawal due to system maintenance led to a decline in user trust. It is recommended to use Dupay as a backup card in conjunction with other platforms to diversify risk.
4. WasabiCard: A Simple Choice Focused on Privacy#
WasabiCard emphasizes anonymity and ease of use, making it suitable for users who prioritize privacy. It supports subscriptions to overseas services like ChatGPT Plus, but its user base is relatively small, and community support is limited. For users familiar with cryptocurrency operations, WasabiCard is a good backup option.
How to Recharge Virtual Cards with USDT?#
Since the above virtual cards all use USDT for recharge, domestic users need to purchase USDT through cryptocurrency exchanges. The following exchanges are recommended: OKX, Binance, HTX, and Gate. The purchasing process is simple: enter the exchange through the USDT purchase link, register and log in to your account, select the desired amount of USDT to purchase, and after completing the payment, transfer the USDT to the virtual card platform balance using the withdrawal function. The USDT recharge method is not only safe and stable but also effectively avoids regulatory risks associated with domestic payment channels.
Other Options and Considerations#
Originally, BinGoCard, which supported Cloud Flash Payment recharge, was an ideal alternative after WildCard's service suspension, but due to malicious reporting, the recharge channel has been closed. It will subsequently use a U.S. bank account for foreign exchange recharges, which complicates operations for domestic users and reduces cost-effectiveness, so it is not recommended for now.
To reduce the risk of relying on a single platform, users are advised to adopt a multi-card strategy, such as using both PokeCard and VCard simultaneously to ensure continuity of subscription services. After recharging, it is recommended to consume immediately to avoid storing large amounts of funds on the card for an extended period, as changes in platform policies could lead to losses.
Conclusion#
The suspension of services by WildCard has caused inconvenience for domestic users, but through USDT virtual card platforms like PokeCard, VCard, Dupay, and WasabiCard, users can still safely and conveniently subscribe to overseas services like ChatGPT Plus. PokeCard is suitable for small transactions, VCard balances low fees with domestic consumption friendliness, while Dupay and WasabiCard can serve as backups. By purchasing USDT through exchanges like OKX, users can easily navigate regulatory restrictions and enjoy stable services. Consume WildCard balances promptly and embrace new platforms; your overseas subscription journey remains smooth and uninterrupted!