Virtual credit cards have become a convenient tool for domestic users to subscribe to ChatGPT Plus, recharge OpenAI API, and use overseas platforms like Netflix and Amazon. In July 2025, the well-known domestic virtual payment card WildCard faced difficulties such as suspending recharges, withdrawals, new user registrations, and even subscription consumption due to cooperation with relevant department investigations. According to the latest news, since July 22, old users have been unable to log into the WildCard backend, and their balances can no longer be used, which means that WildCard's services have basically come to a standstill. Although the official statement claims they have not "run away," the possibility of resuming normal operations seems slim, leaving many users feeling helpless.
In the face of WildCard's service suspension, many users have begun to look for alternatives to continue enjoying services like ChatGPT Plus and OpenAI API. Virtual cards such as PokePay, VCard, Dupay, and WasabiCard have become popular choices. These virtual cards all use USDT (a blockchain-based stablecoin) as a recharge method. Although the operation is somewhat complex, their security and stability can effectively avoid regulatory risks associated with domestic payment channels. Below, we will focus on the features of the PokePay virtual card and its USDT recharge process, providing users with practical alternative suggestions.
PokePay Virtual Card: Flexible and Suitable for Small Transactions#
PokePay is a Visa virtual credit card platform based on Hong Kong dollars, holding financial licenses from the US MSB and Hong Kong MSO, ensuring strong compliance and security. Its biggest highlight is no minimum recharge or consumption requirements, making it particularly suitable for users who need small transactions, such as subscribing to ChatGPT Plus (20 USD per month) or services like Netflix. PokePay also offers physical cards that support ATM withdrawals and offline POS consumption, making it an ideal cash-out tool for cryptocurrency users.
Compared to other virtual cards, PokePay's operation is relatively simple, with a convenient KYC (identity verification) process that only requires basic information for registration. The virtual card supports binding to Alipay (especially Hong Kong Alipay HK), Google Pay, and PayPal, covering many overseas platforms such as ChatGPT Plus, OpenAI API recharges, Amazon, and eBay. The introduction of the physical card further expands the usage scenarios, allowing users to even make indirect cryptocurrency purchases through QR code payments, providing high flexibility.
How to Recharge PokePay with USDT?#
Since PokePay only supports recharges with cryptocurrencies like USDT, users need to first purchase USDT through a cryptocurrency exchange and then transfer it to their PokePay account. Here are the detailed recharge steps:
- Register and Choose an Exchange
Visit OKX USDT Purchase, Binance USDT Purchase, Huobi HTX USDT Purchase, or Gate USDT Purchase to select a suitable exchange platform. We recommend OKX for its simple C2C trading process, which is suitable for beginners. After registering an account, complete identity verification to ensure transaction security. - Purchase USDT
After logging into the exchange, go to the "Buy Crypto" or "USDT Purchase" page, select the purchase amount (it is recommended to purchase slightly more than needed, for example, if subscribing to ChatGPT Plus requires 20 USD, you can buy 25 USD to cover pre-authorization fees). Pay in RMB via Alipay, WeChat, or bank card to complete the USDT purchase. After the purchase is complete, USDT will be deposited into the exchange's fund account. - Register PokePay and Get Recharge Address
Visit the PokePay official website, register an account using your email or phone number, and enter an invitation code (e.g., 165255) to enjoy card opening discounts. After completing KYC verification, go to the "Recharge" page and select USDT (TRC20 network is recommended for lower fees), and the system will generate a dedicated USDT recharge address. - Withdraw to PokePay
Return to the exchange, go to the "Withdraw" page, paste the USDT recharge address provided by PokePay, select the TRC20 network, enter the recharge amount, and confirm. Withdrawals usually arrive within a few minutes, after which you can check your balance in the PokePay account. - Bind and Use
In the PokePay backend, obtain the virtual card number, expiration date, and CVV code, log in to the OpenAI official website (https://platform.openai.com/), and add the payment method on the "Billing" page by entering the card information to subscribe to ChatGPT Plus or recharge the API quota. It is recommended to use a US IP to improve the success rate of payments.
Other Recommended Virtual Cards#
In addition to PokePay, the following virtual cards are also quality alternatives to WildCard:
- VCard: Backed by a US publicly listed company, it has low fees and supports binding to Alipay and WeChat, making it suitable for users primarily engaged in online consumption. Its offline functionality is slightly weaker, but it has high stability and compatibility with domestic payments.
- Dupay: An established platform in the virtual card market that supports services like ChatGPT Plus, but has previously affected user trust due to maintenance issues, recommended as a backup card.
- WasabiCard: Focused on anonymity, suitable for privacy-conscious users, with less community support, ideal for users familiar with cryptocurrency operations.
Suggestions and Precautions#
- Using Multiple Cards to Reduce Risk: It is recommended to use both PokePay and VCard simultaneously to disperse the risk of a single platform being unavailable.
- Small Recharges, Timely Use: To avoid fund stagnation, it is recommended to use the recharge immediately for subscriptions or consumption, avoiding long-term storage of large amounts of USDT on the card.
- Network Environment: When subscribing to overseas services, use a US IP or global mode VPN to ensure a smooth payment process.
- Choose Reliable Exchanges: Prioritize choosing OKX or Binance to ensure the safety of USDT purchases and withdrawals.
Conclusion#
The suspension of WildCard has caught many users off guard, but virtual cards like PokePay provide users with safe and stable alternatives. By purchasing USDT through exchanges like OKX and recharging PokePay, domestic users can still easily subscribe to ChatGPT Plus, recharge OpenAI API, or enjoy other overseas services. With its low threshold, flexibility, and physical card functionality, PokePay has become the preferred alternative after WildCard's service suspension. Act now, register for PokePay, and start your seamless overseas payment experience!