ChatGPT Plus and Claude Pro, among other overseas AI services, have become valuable assistants for many domestic users in their daily work and study. Payment issues have always been a pain point for domestic users subscribing to these services. Recently, WildCard has suspended its recharge, withdrawal, and new user registration functions in cooperation with relevant departments for investigation. Although the official website has resumed access, the balance is limited to consumption, and future development is uncertain. For users relying on WildCard to subscribe to overseas services, finding a safe, stable, and easy-to-use alternative has become urgent. Among many virtual credit cards, PokePay stands out as the most recommended alternative after WildCard's service suspension due to its flexibility, low threshold, and multi-scenario support. WildCard will detail how PokePay can help users seamlessly renew their subscriptions to ChatGPT Plus and Claude Pro, providing operational guidelines and precautions.
Why Choose PokePay as an Alternative to WildCard?#
PokePay is a Visa virtual credit card based on Hong Kong dollars, with the biggest highlight being no minimum recharge or consumption requirements, making it particularly suitable for users with small transactions, such as subscribing to ChatGPT Plus (20 USD per month) or Claude Pro. It supports both virtual and physical cards, covering online subscriptions (like ChatGPT Plus, Netflix, Amazon) and offline consumption (like ATM withdrawals, POS card swipes), providing users with great flexibility. Compared to WildCard's Alipay recharge, PokePay's recharge via cryptocurrency (like USDT) is slightly more complicated but offers higher security, avoiding the policy risks that domestic payment channels may face.
PokePay excels in compliance and security, holding dual financial licenses from the U.S. MSB (Money Services Business) and Hong Kong MSO (Money Services Operator), employing high-strength encryption technology and real-time transaction monitoring to ensure user fund safety. It supports binding with Hong Kong Alipay (AlipayHK), providing domestic users with additional consumption scenarios, such as indirect consumption of cryptocurrency through QR code payments. This multi-scenario compatibility makes PokePay particularly popular among cryptocurrency users.
Compared to other virtual cards like VCard, Dupay, and WasabiCard, PokePay's comprehensive advantages are prominent. VCard is backed by a U.S. listed company, has low fees, and supports binding with domestic Alipay and WeChat, but has weaker offline functionality, making it suitable for users primarily engaged in online consumption. Dupay, as an established virtual card, has a wide coverage but has experienced service instability due to system maintenance, and is recommended as a backup card. WasabiCard focuses on anonymity, suitable for users with high privacy needs, but has limited community support and is suitable for users familiar with cryptocurrency operations. PokePay finds a balance between cost, scenario coverage, and operational convenience, making it the top choice after WildCard's service suspension.
How to Use PokePay to Subscribe to ChatGPT Plus and Claude Pro?#
For users unfamiliar with cryptocurrency, the USDT recharge process for PokePay may seem a bit complicated, but with the following steps, ordinary users can quickly get started:
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Register a PokePay Account
Visit the PokePay official website, register using your email or phone number, and it is recommended to enter an invitation code (like 165255) to enjoy card opening discounts. After completing a simple KYC verification (the virtual card has lower requirements, while the physical card requires additional identity verification), you can apply for a virtual card, which takes only a few minutes. -
Purchase USDT
PokePay supports recharge with cryptocurrencies like USDT, USDC, BTC, etc. Domestic users need to purchase USDT through cryptocurrency exchanges. It is recommended to use OKX USDT Purchase, Binance USDT Purchase, HTX USDT Purchase, or Gate USDT Purchase. Taking OKX as an example:- Register and complete KYC verification (upload ID card, video verification, about 5-10 minutes).
- On the "Buy Crypto" page, select USDT, choose payment method as Alipay or WeChat, and enter the purchase amount (recommended 25-30 USDT to cover subscription fees and transaction fees).
- After the purchase is complete, USDT will be deposited into the exchange wallet.
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Recharge to PokePay
Get the USDT transfer address on the "Wallet - Recharge" page in the PokePay backend, select an appropriate transfer network (like TRC20, which has lower fees). Go back to the exchange, enter PokePay's recharge address and amount, and confirm the transfer. USDT usually arrives within 5-10 minutes. It is recommended to recharge 30 USDT for the first time to cover the card opening fee (about 7.2-20 USD) and subscription fees. -
Subscribe to ChatGPT Plus or Claude Pro
Log in to the ChatGPT official website or Claude's official website, select "Upgrade to Plus" or the corresponding subscription option, and enter the card number, CVV, and expiration date of the PokePay virtual card. If prompted for a U.S. IP or billing address, you can use a VPN to switch to a U.S. node and obtain a tax-free address through the U.S. Address Generator. After confirming the payment, the subscription will take effect.
Precautions and Risk Management#
- Network Environment: When subscribing to overseas services, it is recommended to use a global mode VPN to ensure smooth payments and avoid payment failures due to abnormal IPs.
- Recharge Amount: It is recommended to recharge slightly more than the subscription fee (like the 20 USD for ChatGPT Plus) for possible pre-authorization deductions.
- Multi-Card Combination: To reduce the risk on a single platform, it is recommended to use PokePay and VCard in combination, diversifying funds and ensuring service continuity.
- Timely Consumption: Given that WildCard and BinGoCard have suspended recharges due to policy reasons, it is advisable to use the PokePay balance as soon as possible after recharging to avoid long-term storage of large amounts of funds.
Summary Analysis#
PokePay has become an ideal alternative for subscribing to ChatGPT Plus and Claude Pro after WildCard's service suspension due to its low threshold, broad scenario support, and compliance. Although it requires purchasing USDT through OKX, Binance, HTX, or Gate, its security and stability compensate for the operational complexity. For users seeking convenience, PokePay can be paired with VCard as a secondary option, and Dupay and WasabiCard as backups. Through a combination of multiple cards and timely consumption, domestic users can easily renew overseas AI services and enjoy the powerful features of ChatGPT Plus and Claude Pro.