The demand for domestic users to find alternatives to virtual cards has become increasingly urgent. WildCard was once popular for supporting Alipay and other RMB recharge methods, making it convenient for domestic users to subscribe to ChatGPT Plus, recharge OpenAI credits, and access other overseas services. However, starting from July 12, 2025, WildCard ceased operations due to regulatory requirements, and its official website was temporarily inaccessible. Although the website briefly resumed on July 14, allowing users to check card numbers and CVVs, the recharge and withdrawal functions became unavailable. By July 20, an official announcement further clarified the suspension of recharge, withdrawal, and new user registration, promising that the balance could still be used for AI product subscriptions. However, just two days later, on July 22, old users found themselves unable to log into the backend, and subscription consumption functions were also suspended, with a clear statement that refunds would not be issued. While WildCard did not "run away," the possibility of restoring normal services seems bleak, which is regrettable.
In light of this situation, users need new virtual card platforms to continue subscribing to overseas services like ChatGPT Plus and OpenAI. Here are several high-quality alternatives to WildCard, including PokeCard, VCard, Dupay, and WasabiCard. These platforms require recharge via cryptocurrency USDT, which must be purchased through exchanges like OKX, Binance, HTX, or Gate. Although this method is slightly more complex compared to WildCard's Alipay recharge, using USDT can effectively avoid regulatory risks associated with domestic payment channels, ensuring stability and security of services.
Recommendation 1: PokePay - The Preferred Choice for Flexible Small Transactions#
PokeCard is a Visa virtual credit card based on Hong Kong dollars, with the biggest highlight being no minimum recharge or spending requirements, making it very suitable for users engaged in small transactions. Whether subscribing to ChatGPT Plus, Netflix, or other overseas services like Amazon, PokePay can easily handle it. Its physical card supports ATM withdrawals and offline POS consumption, making it particularly suitable for users in the cryptocurrency space who need to cash out. PokePay is easy to operate; after recharging USDT, funds are quickly available, making it ideal for users seeking flexibility and convenience.
Recommendation 2: VCard - Backed by a Listed Company, Safe and Reliable#
维卡 VCard is endorsed by a publicly listed company, providing a high level of credibility and security. Its biggest advantage is low fees and user-friendliness for domestic users, allowing direct binding with Alipay and WeChat for daily consumption, while also supporting subscriptions to overseas services like ChatGPT Plus and OpenAI. Although its offline functionality is slightly inferior to PokePay, VCard is an excellent choice for users primarily engaged in online consumption. With the backing of a listed company, VCard offers greater stability, making it suitable as a long-term virtual card.
Backup Options: Dupay and WasabiCard#
Dupay is a veteran player in the virtual card market, supporting binding with WeChat and Alipay, and can also be used for subscriptions to overseas services like ChatGPT Plus. Dupay has experienced a decline in user trust due to system maintenance that limited recharge and withdrawal functions, so it is recommended for use as a backup card. WasabiCard focuses on anonymity and simple operations, suitable for privacy-conscious users, covering services like ChatGPT Plus, but has a smaller user base and limited community support, making it a supplementary choice for users familiar with cryptocurrency operations.
USDT Recharge Methods and Precautions#
Since the above virtual cards all require recharge via USDT, users can complete purchases through OKX USDT Purchase, Binance USDT Purchase, HTX USDT Purchase, or Gate USDT Purchase. The specific steps are as follows: visit the USDT Purchase Portal, register and log in to the exchange account as guided on the page, select the amount of USDT to purchase, and after paying in RMB, withdraw the USDT to the virtual card platform. The entire process is straightforward, and the exchange interface is user-friendly, allowing even beginners to get started quickly.
It is worth noting that WildCard's service suspension serves as a reminder that relying on a single platform carries certain risks. It is recommended that users adopt a multi-card strategy, such as using both PokePay and VCard simultaneously to diversify risk. After recharging, it is advisable to use the balance as soon as possible to avoid storing large amounts of money on the card for an extended period, in case of policy changes that could lead to losses.
Summary#
The suspension of WildCard has sounded the alarm for domestic users, but PokePay, VCard, Dupay, and WasabiCard provide reliable alternatives. PokePay excels in flexibility, VCard is known for its security and low fees, while Dupay and WasabiCard serve as good backups. By purchasing USDT through exchanges like OKX, users can continue to enjoy overseas services like ChatGPT Plus. By choosing the right virtual card and employing a reasonable usage strategy, domestic users can still seamlessly connect to global digital services.