The domestic virtual payment card market has stirred up waves, as the once-popular WildCard has announced a complete suspension of operations due to regulatory reasons. Starting from July 12, WildCard ceased all business operations at the request of relevant authorities, and its official website was temporarily inaccessible; after access was restored on July 14, users could check their card numbers and CVV, but the recharge and withdrawal functions were limited, and the balance could only be used for consumption; by July 20, WildCard issued a notice clearly stating the suspension of recharge, withdrawal, and new user registration functions, emphasizing cooperation with investigations but denying any "runaway" behavior, and promised to resolve the balance zeroing issue. A test on July 22 showed that old users could no longer log into the backend, and an official pop-up further announced the suspension of subscription consumption, recharge, withdrawal, and refund functions. This means that the balance and cards of WildCard are basically unusable, and the service is almost completely paralyzed. Although WildCard did not delete its database and run away, the hope for a return to normal operations is bleak, and users have begun to seek alternatives with reluctance and helplessness.
For domestic users who need to subscribe to ChatGPT Plus, recharge OpenAI credits, or other overseas services, finding a safe, stable, and cost-effective virtual card platform is particularly important. After WildCard's service suspension, PokeCard, VCard, Dupay, and WasabiCard have become popular alternative choices. These platforms all support recharge via USDT, which needs to be purchased through cryptocurrency exchanges such as OKX, Binance, HTX, or Gate. Although the USDT recharge method is slightly more complex compared to WildCard's Alipay recharge method, it is safer and can effectively avoid regulatory risks associated with domestic payment channels, ensuring service stability.
PokePay: No Minimum Recharge Requirement, Cost-Effective King#
Among many alternatives, PokeCard stands out for its flexibility and high cost-effectiveness. PokePay offers Visa virtual credit cards based on Hong Kong dollars, with the biggest highlight being no minimum recharge or consumption requirements, making it particularly suitable for users with small transactions. Whether subscribing to ChatGPT Plus, Netflix, or purchasing Amazon services, PokePay can easily handle it. For users who need a physical card, PokePay also supports ATM withdrawals and offline POS consumption, especially suitable for cryptocurrency users handling cash-out needs. Its simple operation and comprehensive functions make it the best choice for domestic users after WildCard's service suspension.
VCard: Backed by a Public Company, Domestic Consumption Friendly#
VCard is supported by a publicly listed company in the United States, which gives it a higher level of credibility. Its fees are low, and it supports binding to Alipay and WeChat, making it convenient for domestic users' daily online consumption, while also seamlessly subscribing to overseas services like ChatGPT Plus and OpenAI. Although its offline functions are slightly inferior to PokePay, for users primarily engaged in online consumption, VCard is a highly competitive choice and suitable as a secondary platform.
Dupay and WasabiCard: Reliable Backup Options#
Dupay, as the "big brother" of the virtual card market, supports binding to WeChat and Alipay, covering overseas services like ChatGPT Plus. It has experienced issues with recharge and withdrawal due to system maintenance, leading to a decline in user trust, and is recommended for use as a backup card. WasabiCard focuses on anonymity and simple operations, suitable for users who prioritize privacy. Although community support is limited, it is a reliable supplementary choice for users familiar with cryptocurrency operations.
How to Purchase USDT and Recharge Virtual Cards#
Using PokeCard, VCard, Dupay, or WasabiCard requires recharging via USDT. Users can enter the USDT purchase portal to access the USDT purchase pages of OKX, Binance, HTX, or Gate, register and log in according to the prompts, select the desired amount of USDT, and transfer the USDT to the virtual card platform via withdrawal. The entire process is safe and efficient, avoiding potential regulatory issues with domestic payment channels.
Other Options and Suggestions#
Originally, BinGoCard, which supported Cloud Flash Payment recharge, was considered the best alternative to WildCard, but due to malicious reporting, its recharge channels were closed, and it later shifted to foreign exchange recharge methods, reducing convenience for domestic users. Considering all factors, PokePay has become the first choice due to its flexibility and no minimum recharge requirement, while VCard ranks as a secondary option due to its backing by a public company and low fees. Dupay and WasabiCard are suitable as backups.
To reduce the risk of relying on a single platform, users are advised to adopt a multi-card strategy, such as using both PokePay and VCard simultaneously, and to consume as soon as possible after recharging to avoid storing large amounts of funds on the cards for long periods. The suspension of WildCard is regrettable, but new options are providing users with safer and more stable services. Hurry up and start your virtual card journey through the USDT purchase portal to continue enjoying ChatGPT Plus and overseas services!