Due to the limitations of payment channels, domestic users often need to rely on virtual credit cards to complete the recharge and subscription for these overseas services. Previously, WildCard became the preferred tool for domestic users to recharge OpenAI and subscribe to ChatGPT Plus by supporting payment methods like Alipay in RMB. On July 12, 2025, WildCard suddenly announced the cessation of all business operations due to requests from relevant authorities, and the official website was temporarily inaccessible. Although the official website resumed on July 14, allowing users to log in and check their card numbers and CVV, the recharge and withdrawal functions have been suspended. On July 20, WildCard further issued a notice clarifying that new user registration, recharge, and withdrawal functions were suspended to cooperate with the investigation, but emphasized that the platform had not "run away," and the balance that had been recharged could still be used for AI service subscriptions, promising to fix the "zero balance" issue. The future of WildCard is uncertain, and users with balances are advised to consume them as soon as possible.
Against the backdrop of WildCard's suspension, domestic users urgently need reliable alternatives. Recommended virtual card platforms include: PokeCard, VCard, Dupay, and WasabiCard. These platforms all use USDT (Tether) as a recharge method, requiring users to purchase USDT through cryptocurrency exchanges such as OKX, Binance, HTX, or Gate before recharging to the virtual card balance. Although USDT recharge is slightly more complicated compared to WildCard's Alipay recharge method, its advantages lie in higher security and stability, avoiding the sudden service suspension risks caused by domestic payment channel regulations.
PokePay: The Preferred Choice for Flexible Small Transactions#
PokeCard is a Visa virtual credit card based on Hong Kong dollars, with the standout feature of having no minimum recharge or spending requirements, making it very suitable for users engaged in small transactions. For users looking to subscribe to services like ChatGPT Plus, Netflix, or Amazon, PokePay offers great convenience. It supports ATM cash withdrawals and offline POS consumption with physical cards, especially suitable for cryptocurrency users handling withdrawal needs. The flexibility of PokePay makes it the preferred alternative after WildCard's suspension, particularly for those seeking low-cost and convenient operations.
VCard: Backed by a Public Company, Friendly for Domestic Consumption#
VCard is supported by a publicly listed company in the United States, providing a high level of credibility. Its core advantage lies in low fees and support for binding Alipay and WeChat, making it convenient for domestic users for daily online consumption. Whether subscribing to ChatGPT Plus or other overseas services, VCard is capable. However, its offline functionality is relatively weak, making it more suitable for users primarily engaged in online consumption. If you need a stable virtual card backed by a strong institution, VCard is a second-best choice.
Dupay and WasabiCard: Reliable Backup Options#
Dupay, as a "big brother" in the virtual card market, supports binding WeChat and Alipay and is compatible with subscriptions for overseas services like ChatGPT Plus and OpenAI. Past issues with recharge and withdrawal due to system maintenance have somewhat decreased user trust, so it is recommended for use as a backup card. WasabiCard focuses on anonymity and simple operations, suitable for privacy-conscious users. Although its user base is smaller and community support is limited, WasabiCard is a good supplementary choice for users familiar with cryptocurrency operations.
USDT Recharge: A Safe and Stable Payment Method#
Unlike WildCard's support for Alipay recharge, platforms like PokePay and VCard require recharge through USDT. Users can purchase USDT through platforms like OKX USDT Purchase, Binance USDT Purchase, HTX USDT Purchase, or Gate USDT Purchase. The specific operational steps are simple: visit the USDT Purchase Entry, register and log in to the exchange account, select the desired USDT purchase amount, complete the payment, and then transfer the USDT to the virtual card platform using the withdrawal function. USDT recharge not only bypasses the regulatory risks of domestic payment channels but also ensures the safety of funds, making it suitable for long-term use.
Considerations for Alternative Solutions#
It is worth mentioning that BinGoCard, which originally supported Cloud Flash Payment recharge, was once regarded as the best alternative to WildCard, but due to malicious reporting, its recharge channel was closed, subsequently shifting to foreign exchange recharge through U.S. bank accounts, which is complex for domestic users and reduces cost-effectiveness. It is recommended to prioritize PokePay and VCard, with Dupay and WasabiCard as backups. To reduce the risk of a single platform, a multi-card combination strategy (e.g., PokePay + VCard) is recommended, and users should use their balances as soon as possible after recharging to avoid storing large amounts of funds for long periods.
Summary#
The suspension of WildCard has sounded an alarm for domestic users, as the stability of payment channels directly affects the subscription experience for overseas services. PokeCard has become the first choice due to its flexibility and no minimum recharge requirement, followed closely by VCard for its backing by a public company and friendliness for domestic consumption, while Dupay and WasabiCard are suitable as backups. Purchasing USDT through platforms like OKX for recharge is not only safe and reliable but also effectively avoids regulatory risks. In the face of WildCard's difficulties, domestic users may consider trying these alternative solutions to easily subscribe to ChatGPT Plus and OpenAI services, enjoying the convenience brought by AI technology.