The demand for subscriptions to overseas online services among domestic users is growing rapidly. Whether it's ChatGPT Plus, Netflix, or OpenAI's API recharge, virtual payment cards have become an indispensable tool. Among them, WildCard, which supports recharge methods like Alipay in RMB, has become the first choice for many domestic users. On July 12, 2025, WildCard suddenly announced the cessation of all business operations due to requests from relevant authorities, and access to its official website was temporarily interrupted. This news caught many users who relied on WildCard for overseas service subscriptions off guard. On July 14, the official website resumed access, allowing users to log in to check their card numbers and CVV, but the recharge and withdrawal functions were no longer available. On July 20, WildCard officially announced that it had suspended recharges, withdrawals, and new user registrations to cooperate with an investigation, but emphasized that it "has not run away," and the balance that has been recharged can still be used for AI product subscriptions, with the issue of balance clearing being addressed. Nevertheless, the future of WildCard remains uncertain, and users with balances need to consume quickly to mitigate risks.
In the face of WildCard's service suspension, finding reliable alternative solutions has become a top priority. Here are several virtual cards that can replace WildCard, including PokeCard, VCard, Dupay, and WasabiCard. These virtual cards primarily support USDT recharges, which need to be purchased through cryptocurrency exchanges such as OKX, Binance, HTX, or Gate before recharging. Compared to domestic payment channels, USDT recharges are safer and more stable, effectively avoiding policy risks and the troubles of sudden service suspensions.
Detailed Explanation of Alternative Solutions#
PokeCard: A Flexible Choice for Small Transactions#
PokeCard is a Visa virtual credit card based on Hong Kong dollars, with the biggest highlight being no minimum recharge or spending requirements, making it very suitable for small transaction users. Whether subscribing to ChatGPT Plus, Netflix, or Amazon services, PokeCard can easily handle it. Its physical card also supports ATM withdrawals and offline POS consumption, making it a useful tool for cryptocurrency users. PokeCard is easy to operate, especially suitable for users new to virtual cards, making it an excellent choice after WildCard's service suspension.
VCard: Backed by a Public Company, Friendly for Domestic Consumption#
VCard is backed by a publicly traded company in the United States, ensuring security, low fees, and extreme friendliness for domestic users. It supports direct binding with Alipay and WeChat, facilitating daily online consumption, while also seamlessly subscribing to overseas services like ChatGPT Plus and OpenAI. Compared to PokeCard, VCard's offline functionality is slightly lacking, but for users primarily engaged in online consumption, VCard's stability and low cost make it a great second choice.
Dupay: A Veteran Choice, Suitable as a Backup#
Dupay is the "big brother" of the virtual card market, supporting binding with WeChat and Alipay, and can be used for subscriptions to ChatGPT Plus and OpenAI. It once faced issues with recharges and withdrawals due to system maintenance, leading to a decline in user trust. Nevertheless, Dupay has a wide coverage and stable functionality, making it suitable for use as a backup card, especially in a multi-card strategy.
WasabiCard: Balancing Anonymity and Simplicity#
WasabiCard focuses on anonymity and simple operations, suitable for privacy-conscious users. It supports subscriptions to overseas services like ChatGPT Plus, covering a wide range of functions, but its user base is relatively small, and community support is limited. For users familiar with cryptocurrency operations, WasabiCard is a good backup choice.
USDT Recharge: A Safe and Stable Option#
Unlike WildCard's support for Alipay recharges, the above virtual cards all require recharges through USDT. Users can enter the exchange purchase pages through OKX USDT Purchase, Binance USDT Purchase, HTX USDT Purchase, or Gate USDT Purchase, follow the prompts to register and log in, select the amount of USDT to purchase, and then recharge the USDT to the virtual card platform via withdrawal. USDT recharges not only avoid regulatory risks associated with domestic payment channels but also ensure the stability of fund circulation, preventing sudden situations like WildCard's service suspension.
Other Options and Considerations#
It is worth mentioning that BinGoCard was once considered the best alternative after WildCard's service suspension due to its support for cloud flash payment recharges and convenient operation. However, due to malicious reporting, BinGoCard's recharge channels have been closed, and it will subsequently shift to recharges via U.S. bank accounts, involving foreign exchange operations, making it no longer an ideal choice for domestic users.
Usage Recommendations#
PokeCard has no minimum recharge requirement, suitable for small users; VCard is backed by a public company, safe and reliable; Dupay and WasabiCard can serve as backups. To reduce the risk of a single platform, it is recommended to adopt a multi-card combination (such as VCard + PokeCard) and to use the balance as soon as possible after recharging to avoid storing large amounts of funds for long periods.
The suspension of WildCard has sounded an alarm for users; the choice of virtual cards must consider security, stability, and flexibility. Through USDT recharges and multi-card strategies, domestic users can still smoothly subscribe to services like ChatGPT Plus and OpenAI, enjoying the convenience of overseas digital life.