WildCard has become a popular choice among domestic users due to its Alipay recharge and simple operations. In July 2025, WildCard suspended recharge, withdrawal, registration, and even subscription consumption features in response to regulatory investigations, and access to its official website was temporarily interrupted. Although the official statement indicated that the balance could still be used, as of July 22, old users were unable to log in to the backend, and the balance consumption feature was also suspended, leaving WildCard's future uncertain. For users relying on WildCard to subscribe to ChatGPT Plus, recharge OpenAI, or other overseas services, finding a safe, stable, and functionally similar alternative has become urgent. Among many virtual cards, PokeCard stands out with its unique advantages, becoming the preferred alternative to WildCard. Below, we will analyze its highlights and why it is worth recommending.
Core Advantages of PokePay Virtual Card#
1. No minimum recharge and consumption requirements, extremely flexible#
PokePay's PokeCard is a Visa virtual credit card based on Hong Kong dollars, with the biggest highlight being no minimum recharge amount and consumption requirements, which is particularly friendly for users making small transactions. Whether subscribing to ChatGPT Plus ($20/month), Netflix, Amazon Prime, or other overseas services, PokePay can easily handle it. In contrast, other virtual cards like VCard require an initial recharge of over 20 USDT, which is a bit higher, while PokePay's flexibility allows users to recharge as needed, making it especially suitable for users with limited budgets or those needing short-term subscriptions.
2. Supports physical cards, covering both online and offline scenarios#
PokePay not only provides virtual cards but also offers physical cards (expected to be fully launched between February and April 2025), supporting ATM withdrawals and offline POS consumption. This is particularly important for cryptocurrency users, as it not only meets online payment needs but also efficiently converts cryptocurrencies (such as USDT, BTC, ETH) into funds for daily consumption. The introduction of physical cards fills the gap left by WildCard in offline scenarios, providing broader coverage compared to Dupay (which has weaker offline functionality) or WasabiCard (which has limited community support).
3. Low fees and high liquidity#
PokePay's fee structure is transparent and low: the virtual card activation fee is only 5 USDT (with a coupon available through invitation link for as low as 2.5 USDT), a consumption fee of 1%, a currency conversion fee of 1%, and an additional 2% cross-border fee for non-Hong Kong dollar regions. Compared to WildCard's Alipay recharge (with an exchange rate loss of about 3-4%), PokePay avoids the regulatory risks of domestic payment channels by allowing USDT recharges. More importantly, PokePay supports balance withdrawals to cryptocurrency wallets, a feature that is extremely rare among virtual cards, significantly enhancing fund liquidity.
4. Compliance and security are guaranteed#
PokePay holds licenses for MSB (Money Service Business) in the U.S., MSO (Money Service Operator) in Hong Kong, and financial licenses in Canada, ensuring compliance is beyond doubt. Its platform employs 3DS security authentication, two-factor authentication, and end-to-end encryption technology to ensure the safety of user funds and information. For cryptocurrency users, compliance and low risk trigger rates are crucial, and PokePay performs better in this regard compared to Dupay, which faced a trust crisis due to system maintenance issues.
5. Extensive payment scenario support#
PokePay supports binding with mainstream payment platforms such as Alipay, WeChat, PayPal, and Google Pay, covering overseas services like ChatGPT Plus, OpenAI API recharge, Netflix, Spotify, Amazon, as well as domestic consumption scenarios like Taobao and Meituan. Although direct subscription to ChatGPT is not possible due to the Hong Kong card's restrictions (which bans the Hong Kong region), binding with a U.S. address in a non-tax state can still bypass these limitations, making it highly practical.
Why is PokePay the preferred alternative to WildCard?#
The suspension of WildCard caught many users off guard. While its reliance on Alipay recharge was attractive, it also led to instability due to regulatory pressures on domestic payment channels. PokePay mitigates this risk through USDT recharges (which can be purchased via OKX, Binance, HTX, Gate), combined with its low thresholds, low fees, and comprehensive scenario support, making it the best alternative to WildCard. In comparison:
- VCard: Backed by a U.S. listed company, has low fees (about 1.35%), suitable for domestic consumption, but has weaker offline functionality and physical cards have not yet been launched.
- Dupay: Comprehensive functionality but has previously affected user trust due to operational instability, suitable as a backup card.
- WasabiCard: Focuses on anonymity, suitable for niche needs, but has low community support and brand recognition.
How to use PokePay and purchase USDT?#
- Register for PokePay: Register through the PokePay official website (invitation code: 165255) by filling in your email or phone number to receive an 18 USDT card activation coupon (original price 20 USDT).
- KYC Verification: The virtual card requires simple Level 1 verification, while the physical card requires identification and facial recognition, with quick approval.
- Purchase USDT: Log in to OKX or Binance, register and purchase USDT (it is recommended to recharge 25 USDT for the first time to cover the card activation fee and transaction fees), then withdraw the coins to your PokePay account.
- Recharge and consume: Once the USDT arrives (approximately 60 block confirmations), you can activate the card and use it to subscribe to ChatGPT Plus, Netflix, and other services.
Usage Suggestions#
To reduce risk, it is recommended to use VCard or Dupay in conjunction to avoid reliance on a single platform. Recharge as needed and avoid large long-term storage. Regularly check your balance and cancel automatic deductions to prevent risk control issues.
Summary#
PokePay, with its low thresholds, low fees, extensive scenario support, and high liquidity, has become the best alternative choice after WildCard's suspension. For users needing a stable and secure virtual card to subscribe to overseas services or conduct cross-border payments, PokePay is undoubtedly the top tool for 2025. Register through PokePay and combine it with the USDT purchase link to seamlessly start your global payment experience.