In July 2025, the virtual payment card market stirred up waves as the domestically popular WildCard suspended all business operations on July 12 at the request of relevant authorities, leading to a temporary interruption of access to its official website. On July 14, the official website resumed access, allowing users to log in to check their card numbers and CVV, but the recharge and withdrawal functions were limited. On July 20, WildCard issued a statement clarifying that the suspension of recharge, withdrawal, and new user registration was to cooperate with the investigation, rather than "running away." Existing balances can still be used for subscriptions to overseas AI services like ChatGPT Plus, and the "balance zeroing" issue is also being fixed. The future of WildCard remains uncertain, and users are advised to use their balances as soon as possible and look for reliable alternatives.
In the context of WildCard's service suspension, PokeCard, VCard, Dupay, and WasabiCard have become new choices for domestic users. These virtual cards require recharge via USDT, which must be purchased through cryptocurrency exchanges such as OKX, Binance, HTX, or Gate before being recharged to the card. Although this method is somewhat complex, it avoids regulatory risks associated with domestic payment channels and ensures service stability.
VCard: A Preferred Choice with Low Fees and Domestic Consumption Friendliness#
Among many alternatives, VCard stands out due to its unique advantages. VCard is backed by a publicly listed company, ensuring platform credibility, making it particularly suitable for users who need long-term stable usage. Its biggest highlights are low fees and domestic consumption friendliness, allowing direct binding to Alipay and WeChat, making it easy for daily consumption, such as online shopping or subscribing to overseas services (including ChatGPT Plus, OpenAI, etc.). Compared to other virtual cards, VCard has stronger adaptability in domestic payment scenarios, and users need not worry about payment channel restrictions.
Compared to PokeCard, VCard's offline functionality is somewhat lacking. PokeCard is based on Hong Kong dollars, supports ATM withdrawals and offline POS consumption, making it suitable for users who need physical card functions or cryptocurrency withdrawals. VCard focuses more on online consumption scenarios, simplifying the operation process, making it suitable for users primarily subscribing to overseas services. If you seek a simple, low-cost online payment experience, VCard is undoubtedly the preferred choice.
Comparison of Other Alternatives#
- PokeCard: A Visa virtual card based on Hong Kong dollars, with no minimum recharge or consumption requirements, suitable for small transaction users, such as subscribing to ChatGPT Plus, Netflix, or Amazon. The physical card function is powerful, catering to diverse needs.
- Dupay: As a "big brother" in the virtual card market, it supports binding to WeChat, Alipay, and overseas service subscriptions. However, it has faced trust issues due to system maintenance problems, so it is recommended as a backup card.
- WasabiCard: Focused on anonymity and simple operation, suitable for privacy-conscious users, but community support is limited, making it more suitable as a backup option for those familiar with cryptocurrency.
PokeCard is suitable for small users due to its lack of minimum recharge requirements, while VCard excels with low fees and domestic consumption friendliness. Dupay and WasabiCard can serve as supplementary options. To reduce the risk of relying on a single platform, it is recommended to use a combination (such as VCard + PokeCard) and to consume the balance as soon as possible after recharging to avoid balance retention.
USDT Recharge: A Safe and Stable Payment Method#
Since the aforementioned virtual cards all require recharge via USDT, users must first purchase USDT on cryptocurrency exchanges. Recommended exchanges include: OKX, Binance, HTX, and Gate. The purchasing process is simple: enter the exchange through the USDT purchase link, register and log in, select the amount of USDT to purchase, and then use the withdrawal function to transfer USDT to the virtual card account. USDT recharge not only bypasses the regulatory scrutiny of domestic payment channels but also provides higher security and stability, avoiding risks similar to WildCard's sudden service suspension due to policy reasons.
Conclusion: The Unique Value and Usage Recommendations of VCard#
The suspension of WildCard has sounded an alarm for users, highlighting the unpredictable risks of relying on a single payment channel. VCard, with its backing from a publicly listed company, low fees, and domestic consumption friendliness, has become an ideal alternative to WildCard. By combining the flexibility of PokeCard with the supplementary functions of Dupay and WasabiCard, users can choose a multi-card combination based on their needs to diversify risks. Purchasing USDT through exchanges like OKX for recharge can ensure payment stability. Users are advised to use their balances immediately after recharging to avoid fund retention due to platform policy changes, ensuring a seamless consumption experience.