In July 2025, the domestic virtual credit card market stirred up waves as the widely popular WildCard suddenly announced a suspension of operations due to regulatory reasons, catching many users who relied on it for subscribing to overseas services (such as ChatGPT Plus, Netflix, etc.) off guard. WildCard was well-received for supporting payment methods like Alipay, allowing domestic users to bypass foreign exchange restrictions. On July 12, WildCard ceased all operations at the request of relevant authorities, and its official website was temporarily inaccessible; on July 14, the website was restored, allowing users to check their card numbers and CVV, but the recharge and withdrawal functions were disabled; on July 20, the official notice was released, clearly stating the suspension of recharges, withdrawals, and new user registrations, allowing only existing balances to continue being spent, and promising to fix the "zero balance" issue. Although WildCard emphasized that it did not "run away," its future remains uncertain, and users with balances need to consume quickly to avoid risks.
In the face of WildCard's suspension, there are still various virtual credit cards available in the market as alternative options. The following are recommended: PokeCard, VCard, Dupay, and WasabiCard. These virtual cards require recharge through cryptocurrency USDT, which can be purchased through exchanges like OKX, Binance, HTX, or Gate. Although USDT recharge is slightly more complex compared to WildCard's Alipay recharge, its advantages lie in higher security and stability, effectively avoiding regulatory risks associated with domestic payment channels.
Alternative Option 1: PokeCard, the preferred choice for flexible small transactions#
PokeCard is a Visa virtual credit card based on Hong Kong dollars, with the biggest highlight being no minimum recharge or spending requirements, making it especially suitable for users engaged in small transactions. Whether subscribing to ChatGPT Plus, Netflix, or Amazon Prime, PokeCard can easily handle it. Its physical card also supports ATM withdrawals and offline POS consumption, making it a useful tool for cryptocurrency users. PokeCard is easy to operate, and recharges can be completed through USDT. It is recommended to obtain USDT through OKX USDT purchase, with clear page guidance, making it suitable for beginners to quickly get started. The flexibility of PokeCard makes it the top alternative after WildCard's service suspension.
Alternative Option 2: VCard, a cost-effective choice backed by a listed company#
VCard is backed by a publicly listed company in the United States, ensuring security, low fees, and domestic consumption friendliness. VCard can be directly linked to Alipay and WeChat for daily spending, while also supporting subscriptions to overseas services like ChatGPT Plus and OpenAI. Although its offline functionality is slightly inferior to PokeCard, for users primarily engaged in online consumption, VCard is undoubtedly a cost-effective choice. USDT recharge can be done through Binance USDT purchase, with a simple process and quick fund arrival. The stability of VCard makes it a recommended second option.
Alternative Option 3: Dupay, the "big brother" of the virtual card market#
Dupay, as a veteran player in the virtual card market, supports binding with WeChat and Alipay and is compatible with subscriptions to overseas services like ChatGPT Plus. Dupay has experienced limited recharge and withdrawal due to system maintenance, leading to a decline in user trust. Nevertheless, its mature service system still makes it suitable as a backup card. It is recommended to recharge Dupay through HTX USDT purchase, which is convenient for users with some experience.
Alternative Option 4: WasabiCard, a minimalist choice focused on privacy#
WasabiCard emphasizes anonymity and simple operations, making it suitable for privacy-conscious users. It supports overseas services like ChatGPT Plus, but its user base is relatively small, and community support is limited. For users familiar with cryptocurrency operations, WasabiCard is a good backup choice. It is recommended to recharge through Gate USDT purchase, with a process consistent with mainstream exchanges, ensuring safety and reliability.
USDT Recharge Tutorial: Complete virtual card recharge in a few simple steps#
For users unfamiliar with cryptocurrency, USDT recharge may sound complicated, but the actual operation is not difficult. Through the USDT purchase portal, select OKX, Binance, HTX, or Gate, enter the USDT purchase page of the exchange, register and log in to your account, and choose the purchase amount based on your needs. After the purchase is completed, use the "withdraw" function to transfer USDT to the designated address of the virtual card platform (such as PokeCard, VCard, etc.) to complete the recharge. The entire process usually takes just a few minutes, and the exchange's page guidance is clear, making it suitable for beginners.
Friendly Reminder: Using multiple cards to reduce risk#
The suspension of WildCard reminds us that the risks of relying on a single platform should not be overlooked. It is recommended that users adopt a multi-card strategy, such as using both PokeCard and VCard simultaneously to diversify risks. After recharging, it is advisable to consume quickly to avoid storing large amounts of funds in the card for an extended period, which could lead to losses due to changes in platform policies.
Summary#
The suspension of WildCard has caught many users off guard, but PokeCard, VCard, Dupay, and WasabiCard provide reliable alternative solutions. By purchasing USDT through OKX, Binance, HTX, or Gate for recharges, these virtual cards can meet the needs for subscribing to overseas services while avoiding regulatory risks associated with domestic payment channels. PokeCard is suitable for small transactions, VCard balances cost-effectiveness, and Dupay and WasabiCard can serve as backups; a reasonable combination will provide users with a safer and more convenient experience.