On July 12, 2025, the widely popular domestic virtual payment card WildCard officially ceased all business operations at the request of relevant authorities, and the official website was temporarily inaccessible. Although the website resumed on July 14, allowing users to log in to check their card numbers and CVV, the recharge and withdrawal functions have been suspended. The official announcement on July 20 emphasized that it was not a "runaway," but rather a cooperation with the investigation, suspending new user registrations, recharges, and withdrawal functions, while existing balances can still be used for subscriptions to overseas services like ChatGPT Plus and OpenAI. The issue of balance clearance is still being addressed, and the future of WildCard remains uncertain, advising users to consume their card balances as soon as possible.
The suspension of WildCard has caught many users who relied on its convenient recharge options (such as Alipay) off guard, making the search for alternatives urgent. Currently, PokeCard, VCard, Dupay, and WasabiCard are the main alternatives. These virtual cards require recharge through cryptocurrencies (such as USDT) purchased via exchanges like OKX, Binance, HTX, or Gate. Compared to WildCard's Alipay recharge, these cards' cryptocurrency recharge methods are more stable, avoiding regulatory risks associated with domestic payment channels. This article will focus on comparing PokeCard and VCard to help users choose the more suitable virtual card.
PokeCard: Flexible Small Transaction Preferred#
PokeCard is a Visa virtual credit card settled in Hong Kong dollars, with the biggest highlight being no minimum recharge or spending requirements, making it particularly suitable for small transaction scenarios like subscriptions to ChatGPT Plus, Netflix, Amazon, etc. PokeCard supports recharge with various cryptocurrencies such as USDT, BTC, ETH, with a consumption fee of 1% and an additional 1% currency conversion fee for non-HKD transactions. Its unique advantage lies in its ability to bind to AlipayHK, domestic Alipay, WeChat, and Meituan, achieving seamless integration of online and offline consumption, especially suitable for scenarios like Hong Kong PSN and Nintendo Switch store. PokePay provides a physical card, supporting ATM withdrawals and POS machine consumption, making it particularly friendly for cryptocurrency users.
The registration process for PokeCard is simple, with virtual cards requiring no strict KYC certification, only an email or phone number to open a card; the physical card requires submission of identification documents and facial recognition, with a relatively fast review speed. For users seeking flexible payments covering various scenarios, PokeCard is the first choice after WildCard's suspension, especially for small transaction users.
VCard: Low Fees and Domestic Consumption Friendly#
VCard is backed by a publicly listed company in the United States, emphasizing low fees and convenience for domestic consumption. Its core advantage is the ability to directly bind to Alipay and WeChat for domestic daily consumption, while also supporting subscriptions to overseas services like ChatGPT Plus, Claude, and App Store US region. VCard has lower fees, with some cards even supporting direct consumption in USDT, reducing currency conversion costs. Compared to PokeCard, VCard has weaker support in offline scenarios, making it more suitable for users primarily engaged in online consumption.
VCard's registration also supports opening cards without real-name verification, with simple operations and high payment stability, suitable for users pursuing low costs and convenient operations. Its functions lean towards online, with offline consumption scenarios not as comprehensive as PokeCard.
Comparison and Selection Suggestions#
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Usage Scenarios: PokeCard covers both online and offline, suitable for users needing ATM withdrawals, POS consumption, or Hong Kong service recharges (like PSN); VCard is more suitable for online subscription services and domestic QR code payments.
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Fees: PokeCard has a 1% transaction fee and a 1% currency conversion fee, with no minimum recharge requirement; VCard has lower fees, with some cards supporting direct consumption in USDT, resulting in lower overall costs.
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Ease of Operation: Both support simple registration, with PokeCard's physical card requiring KYC, while VCard is overall more oriented towards online convenience.
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Stability and Security: PokeCard relies on a Hong Kong financial license, while VCard is backed by a publicly listed company in the United States, both having high compliance, and cryptocurrency recharges avoid domestic regulatory risks.
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If you seek flexibility and multi-scenario applications, PokeCard is the better choice; if you prefer low fees and domestic online consumption, VCard has more advantages. To reduce the risk of relying on a single platform, it is recommended to use both cards in combination and recharge through the USDT purchase entry (such as OKX or Binance) and consume immediately to avoid balance stagnation.
USDT Recharge and Precautions#
You can purchase USDT through exchanges like OKX, Binance, etc., at the USDT purchase entry. After registration, follow the page instructions to select the amount of USDT to purchase, and recharge to your PokeCard or VCard account through the withdrawal function. It is recommended to test payment stability with a small initial recharge and use a stable network environment to reduce payment interception risks.
Conclusion#
The suspension of WildCard has sounded an alarm for users, highlighting the risks of relying on a single payment platform. PokeCard and VCard, as quality alternatives, offer high stability and flexibility with cryptocurrency recharges, making them reliable choices for subscribing to overseas services. Depending on personal needs, PokeCard is suitable for multi-scenario and small transactions, while VCard excels in low fees and online consumption. Regardless of which card you choose, it is advisable to use multiple cards in combination for immediate use, ensuring fund safety and smooth payments.