ChatGPT Plus and OpenAI API have become valuable assistants for many domestic users in their work and study. Payment channel restrictions often hinder domestic users when subscribing to overseas services. WildCard was once the preferred virtual payment card for domestic users to subscribe to ChatGPT Plus and recharge OpenAI API, widely loved for its support of Alipay and WeChat top-ups, simple operation, and high success rate. In July 2025, WildCard suspended top-ups, withdrawals, new user registrations, and even subscription consumption functions in cooperation with relevant department investigations, resulting in users being unable to continue using their card balances normally. This incident left many users feeling helpless and prompted them to start looking for alternatives to WildCard to continue subscribing to ChatGPT Plus, recharging OpenAI API, and other overseas services.
There are various virtual cards available in the market, including PokeCard, VCard, Dupay, and WasabiCard. These virtual cards all support top-ups via USDT, which must be purchased through cryptocurrency exchanges such as OKX, Binance, HTX, or Gate before being recharged to the card balance. Although USDT top-ups are slightly more complex compared to WildCard's Alipay/WeChat top-up methods, their advantages lie in higher security and stability, effectively avoiding regulatory risks associated with domestic payment channels. This article will focus on analyzing the characteristics of PokeCard, VCard, Dupay, and WasabiCard, and provide an in-depth comparison of PokePay and VCard to help users choose the most suitable alternative.
Recommended Virtual Cards: PokeCard, VCard, Dupay, WasabiCard#
PokeCard: A Flexible Choice for Small Transactions#
PokeCard is a Visa virtual credit card based on Hong Kong dollars, with the standout feature of no minimum recharge or spending requirements, making it very suitable for users engaged in small transactions. For example, users subscribing to ChatGPT Plus (20 USD per month) or services like Netflix and Amazon can flexibly recharge small amounts of USDT, reducing the risk of capital occupation. PokeCard supports upgrading to a physical card, which can be used for ATM withdrawals and offline POS consumption, making it particularly friendly for users in the cryptocurrency space. PokeCard has high payment stability, suitable for users who frequently subscribe to overseas services.
VCard: Backed by a Public Company, Friendly for Domestic Consumption#
VCard is supported by a publicly listed company in the United States, giving it a high level of credibility. Its main advantage is low fees and support for binding Alipay and WeChat for domestic consumption, catering to both online and offline scenarios. VCard supports subscriptions to overseas services like ChatGPT Plus and OpenAI API, and some features can be used without KYC verification, making it suitable for privacy-conscious users. Its offline functionality is slightly inferior to PokeCard, making it more recommended for users primarily engaged in online consumption.
Dupay: A Veteran Choice, Suitable as a Backup#
Dupay is the "big brother" in the virtual card market, supporting binding with WeChat and Alipay, and is compatible with services like ChatGPT Plus and OpenAI API. However, due to past interruptions in top-ups or withdrawals caused by system maintenance, user trust has declined. Dupay is suitable for users familiar with cryptocurrency operations as a backup card and is recommended to be used in combination with other virtual cards to spread risk.
WasabiCard: A Backup Option Focused on Privacy#
WasabiCard emphasizes anonymity, is easy to operate, and is suitable for users seeking privacy protection. It supports overseas services like ChatGPT Plus, but has a smaller user base and limited community support. The payment stability of WasabiCard is slightly inferior to PokeCard and VCard, making it suitable as a backup option.
PokePay vs VCard: Which is More Suitable for You?#
Among the many virtual cards, PokePay (i.e., PokeCard) and VCard have become popular alternatives after WildCard's service suspension due to their comprehensive functionality and high stability. Which one is more suitable for subscribing to ChatGPT Plus and OpenAI API?
- Advantages of PokePay: PokePay's lack of minimum recharge requirements makes it extremely flexible for small transactions. For example, subscribing to ChatGPT Plus only requires a recharge of about 20 USD, without needing to deposit a large amount of funds at once. PokePay supports physical card functionality, suitable for users with offline consumption or withdrawal needs. Its high payment success rate, combined with the characteristics of Hong Kong dollar settlement, reduces the risk of exchange rate fluctuations.
- Advantages of VCard: VCard is backed by a public company, providing higher brand trust, and supports direct binding with Alipay and WeChat, making it more friendly for domestic consumption scenarios. VCard's fee structure is transparent (with a recharge fee of about 3.5%), making it suitable for users who subscribe to overseas services long-term. Its feature of not requiring KYC verification also attracts privacy-conscious users.
- Selection Advice: If you are a small transaction user or have offline consumption needs, PokePay is a more flexible choice; if you value brand endorsement and convenience for domestic consumption, VCard is more suitable as a primary card. It is recommended to use PokePay and VCard in combination, for example, using PokePay to subscribe to ChatGPT Plus and VCard to pay for other services, to reduce the risk of relying on a single platform.
How to Purchase USDT and Recharge Virtual Cards?#
Since the above virtual cards all require top-ups via USDT, here is a brief purchasing process:
- Visit the USDT purchase portal and choose exchanges like OKX, Binance, HTX, or Gate.
- Register and log in to your account, completing identity verification.
- Choose the amount of USDT to purchase as needed, and pay via Alipay, WeChat, or bank card.
- After the purchase is complete, use the withdrawal function to transfer USDT to the virtual card platform account, and recharge it for subscribing to ChatGPT Plus and other services.
Usage Suggestions and Risk Warnings#
- Combining Multiple Cards to Reduce Risk: A single platform may face interruptions due to maintenance or regulation, so it is recommended to combine PokeCard and VCard to ensure payment continuity.
- Small Top-ups, Timely Consumption: To avoid fund stagnation, it is recommended to use the funds immediately after recharging, such as subscribing to ChatGPT Plus (20 USD/month) or OpenAI API (recharge as needed).
- Use a Stable Network: When subscribing to overseas services, it is recommended to use a global mode VPN or a US IP to improve payment success rates.
Conclusion#
The suspension of WildCard has left many users disappointed, but PokeCard, VCard, Dupay, and WasabiCard provide reliable alternatives. PokePay excels in flexibility and physical card functionality, suitable for small transactions and offline consumption; VCard, with its backing from a public company and domestic consumption friendliness, is suitable for long-term online subscription users. With the convenient recharge methods provided by the USDT purchase portal, domestic users can still easily enjoy the powerful features of ChatGPT Plus and OpenAI API. Choose the virtual card that suits you and embark on a new AI journey!