野卡WildCard

野卡WildCard虚拟信用卡

野卡WildCard是国内较为知名的虚拟支付卡，支持通过支付宝等人民币充值的方式为国内用户提供充值OpenAI和订阅ChatGPT Plus等各类海外在线服务，从而受到国内用户的喜爱。最新官网：https://leixue.com/go/wildcard
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WildCard has completely shut down its services. Why can other virtual credit cards only use USDT to recharge their balance?

#USDT#USDT充值#WildCard#野卡40
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The recent shutdown of the popular virtual payment card platform WildCard has garnered significant attention in China. WildCard was favored for its ease of use, particularly for subscribing to services like ChatGPT Plus and OpenAI credits. However, due to tightening regulatory policies, it ceased operations on July 12, 2023. Users faced a series of restrictions, including the suspension of recharge and withdrawal functions, leading many to seek alternatives. Other platforms like BinGoCard also faced similar issues, prompting users to consider virtual cards based on cryptocurrency, particularly USDT, as a more stable and secure option. Recommended alternatives to WildCard include: - **PokeCard**: A Hong Kong-based Visa virtual credit card with no minimum recharge requirements, ideal for small transactions. - **VCard**: Backed by a US company, it offers low fees and supports popular payment methods like Alipay and WeChat. - **Dupay**: A well-established player in the market, it supports various payment methods but has faced trust issues due to past maintenance problems. - **WasabiCard**: Focused on anonymity and ease of use, suitable for privacy-conscious users. The preference for USDT is attributed to its stability, global usability, and ability to bypass regulatory risks associated with domestic payment channels. Users can easily purchase USDT through exchanges and recharge their virtual cards, allowing seamless subscriptions to overseas services. To mitigate risks, users are advised to adopt a multi-card strategy, using different platforms to ensure service continuity and minimize potential losses from regulatory changes.

The recent shutdown of the popular domestic virtual payment card platform WildCard has garnered widespread attention. As a preferred tool for many domestic users to subscribe to ChatGPT Plus, recharge OpenAI credits, and access other overseas services, WildCard was beloved for its convenient Alipay recharge method. However, tightening regulatory policies ultimately led to the platform's suspension of operations. Starting from July 12, WildCard ceased all business operations in compliance with relevant department requirements, and its official website was temporarily inaccessible; on July 14, the website briefly resumed, allowing users to log in to check their card numbers and CVV, but the recharge and withdrawal functions were disabled; on July 20, the official announcement clarified the suspension of recharges, withdrawals, and new user registrations, while promising that the balance could still be used for AI product subscriptions; by July 22, even old users were unable to log into the backend, and the platform further announced the suspension of subscription consumption and refund functions. This series of changes has made the hope for WildCard's recovery bleak, forcing users to seek alternative solutions.

Tether USDT

The shutdown of WildCard is not an isolated incident; similar situations have occurred on other virtual card platforms that support domestic payment channels. For example, BinGoCard was considered the best alternative after WildCard's shutdown because it supports cloud quick payment recharges, is easy to operate, and user-friendly. However, due to malicious reporting, BinGoCard's recharge channels were also closed, and it plans to use U.S. bank accounts for foreign exchange recharges, which is complex and inconvenient for domestic users. Regulatory pressure has frequently hindered virtual card platforms that rely on domestic payment channels, while virtual cards based on cryptocurrency USDT have become a safer and more stable choice. Below, we will introduce several recommended alternatives to WildCard and discuss why USDT has become the standard for recharges on these platforms.

Recommended Alternatives to WildCard#

  1. PokeCard
    Based on Hong Kong dollars, PokeCard's biggest highlight is that it has no minimum recharge or consumption requirements, making it very suitable for users with small transactions. For example, users looking to subscribe to ChatGPT Plus, Netflix, or Amazon Prime can recharge flexibly and easily complete payments. PokeCard also offers a physical card that supports ATM withdrawals and offline POS consumption, making it particularly suitable for users in the cryptocurrency space. For those seeking flexibility and low entry barriers, PokeCard is undoubtedly the top choice.

  2. VCard
    Backed by a publicly listed company in the U.S., VCard is known for its low fees and domestic consumption friendliness. It supports binding to Alipay and WeChat, making it convenient for daily online consumption, while also seamlessly subscribing to overseas services like ChatGPT Plus and OpenAI. Although its offline functionality is slightly inferior to PokeCard, VCard's stability and backing make it a solid second choice for users primarily engaged in online consumption.

  3. Dupay
    Dupay is the "big brother" in the virtual card market, supporting binding to WeChat and Alipay, and can be used for subscriptions to overseas services like ChatGPT Plus. Past issues with recharges and withdrawals due to system maintenance have led to a decline in some users' trust. It is recommended to use Dupay as a backup card in conjunction with other platforms to diversify risk.

  4. WasabiCard
    WasabiCard focuses on anonymity and simple operations, making it suitable for privacy-conscious users. It supports subscriptions to overseas services like ChatGPT Plus, but its user base is relatively small, and community support is limited. For users familiar with cryptocurrency operations, WasabiCard is a good backup option.

Why Can Virtual Cards Only Use USDT for Recharges?#

The experiences of WildCard and BinGoCard reveal a reality: virtual card platforms that rely on domestic payment channels (such as Alipay and cloud quick payment) are prone to regulatory restrictions. In contrast, virtual cards based on USDT offer higher security and stability. As a stablecoin, USDT is pegged to the U.S. dollar and is widely used in global cryptocurrency transactions. Through cryptocurrency exchanges (such as OKX, Binance, Huobi HTX, Gate), users can easily purchase USDT and recharge their virtual card balances. The advantages of this method include:

  • Avoiding Regulatory Risks: USDT transactions are based on blockchain technology, bypassing the strict regulations of traditional financial systems and avoiding sudden shutdowns due to policy changes.
  • Global Usability: USDT is an international payment tool suitable for subscribing to overseas services like ChatGPT Plus and Netflix.
  • Privacy Protection: Cryptocurrency transactions offer a degree of anonymity, making them suitable for privacy-conscious users.
  • Stability: Compared to domestic payment channels, USDT recharge channels are more stable, reducing the risk of financial loss due to platform issues.

How to Buy USDT and Recharge Your Virtual Card?#

For users unfamiliar with cryptocurrency, purchasing USDT may sound complicated, but it is actually straightforward. By visiting the USDT purchase portal, users can directly access the USDT purchase page of the exchange, such as OKX USDT Purchase, Binance USDT Purchase, Huobi HTX USDT Purchase, or Gate USDT Purchase. The specific steps are as follows:

  1. Visit the USDT purchase page of any exchange, register, and log in to your account.
  2. Select the amount of USDT to purchase based on your needs and complete the payment (usually supports bank cards, Alipay, etc.).
  3. After a successful purchase, use the withdrawal function of the exchange to transfer USDT to the wallet address of the virtual card platform.
  4. Once recharged to the virtual card balance, it can be used for subscriptions to ChatGPT Plus, OpenAI, or other overseas services.

Recommended Strategy: Multi-Card Combination to Reduce Risk#

Given the potential risks of a single platform, it is recommended that users adopt a multi-card combination strategy, such as using both PokeCard and VCard simultaneously to ensure service continuity. After recharging, it is advisable to use the balance as soon as possible to avoid storing large amounts of funds on the card for extended periods, thereby reducing the risk of losses due to platform policy changes.

Conclusion#

The shutdown of WildCard has left many users disappointed, but it has also prompted a shift towards safer and more stable USDT recharge virtual card platforms. Whether it's the flexibility of PokeCard, the low fees of VCard, or the backup features of Dupay and WasabiCard, these platforms can meet the needs for subscribing to overseas services like ChatGPT Plus. By purchasing USDT through exchanges like OKX, domestic users can easily achieve seamless subscriptions to overseas services. In the face of regulatory uncertainties, embracing USDT-driven virtual cards may be the wisest choice at present.

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