In July 2025, the domestic virtual payment card market experienced a significant shock. The widely favored WildCard among domestic users gradually suspended all core functions in cooperation with relevant department investigations. Starting from July 12, WildCard announced the cessation of all business operations, and the official website was temporarily inaccessible; on July 14, the website briefly resumed, allowing users to log in to check card numbers and CVV, but the recharge and withdrawal functions were no longer available, only allowing the use of existing balances for continued consumption; by July 20, the official notice further clarified the suspension of recharge, withdrawal, and new user registration, but promised that balances could still be used for AI product subscriptions. By July 22, practical tests showed that old users could no longer log into the backend, with pop-up prompts stating "suspension of subscription consumption, recharge/withdrawal/refund functions, and new user registration." This meant that the balance on WildCard was completely unusable, and the card functions were nearly paralyzed. Even more frustratingly, the official stated that refunds would not be provided, and WildCard's "suspension" seemed to have no possibility of recovery.
WildCard was popular for supporting recharge methods like Alipay and other RMB options, making it convenient for domestic users to subscribe to ChatGPT Plus, recharge OpenAI credits, and access other overseas services. The service suspension under regulatory pressure caught many users off guard. Although WildCard did not "delete the database and run away," the interruption of its services undoubtedly had a huge impact on users. In light of this situation, domestic users urgently need to find reliable alternatives to continue enjoying the convenience of overseas services like ChatGPT Plus. This article will recommend several virtual cards that can replace WildCard and provide guidance on purchasing and recharging with USDT to help users transition smoothly.
Alternative Options After WildCard's Service Suspension#
After WildCard's service suspension, domestic users need to turn to other virtual card platforms to meet their subscription needs. The following recommended options, PokeCard, VCard, Dupay, and WasabiCard, all support recharging via USDT, covering ChatGPT Plus, OpenAI recharges, and other overseas services. These platforms allow for flexible operations through cryptocurrency recharges, effectively avoiding regulatory risks associated with domestic payment channels and ensuring service stability.
1. PokeCard: The Preferred Choice for Flexible Small Transactions#
PokeCard is a Visa virtual credit card based on Hong Kong dollars, with the biggest highlight being no minimum recharge or spending requirements, making it very suitable for users making small transactions. For example, users wanting to subscribe to ChatGPT Plus, Netflix, or Amazon Prime can complete payments at a very low cost using PokeCard. PokeCard also offers physical cards that support ATM withdrawals and offline POS consumption, making it an ideal choice for cryptocurrency users. Whether for beginners or experienced users, PokeCard's flexibility and convenience make it the top choice after WildCard's service suspension.
2. VCard: Backed by a Public Company, Safe and Reliable#
VCard is endorsed by a publicly listed company, ensuring security, particularly suitable for users primarily engaged in online consumption. Its advantages include low fees and direct binding with Alipay and WeChat, making it convenient for domestic users to conduct daily transactions. Whether subscribing to ChatGPT Plus or other overseas services, VCard can easily handle it. However, its offline functionality is somewhat lacking, making it more suitable for users focused on online subscriptions. With the backing of a publicly listed company's credibility, VCard is the second-best choice after WildCard's service suspension.
3. Dupay: An Established Platform, Suitable as a Backup#
Dupay, as the "big brother" of the virtual card market, supports binding with WeChat and Alipay and covers services like ChatGPT Plus and OpenAI. Due to past issues with recharge and withdrawal caused by system maintenance, some users' trust in it has declined. Nevertheless, Dupay's stability remains competitive in the industry, and it is recommended to use it as a backup card in conjunction with other platforms to diversify risk.
4. WasabiCard: A Lightweight Choice Focused on Privacy#
WasabiCard features anonymity and simple operations, suitable for users seeking privacy protection. It supports subscriptions to overseas services like ChatGPT Plus, with a straightforward operation process, particularly suitable for users familiar with cryptocurrency operations. However, due to its smaller user base, community support is limited, so it is recommended to use it as a backup option alongside other platforms.
Why Choose USDT for Recharging?#
Unlike the RMB recharge methods supported by WildCard, the recommended virtual cards above all require recharging via USDT. This not only enhances security but also effectively avoids the risk of service suspension due to limitations on domestic payment channels. USDT, as a stable cryptocurrency, has a relatively simple purchasing and recharging process. Users can purchase USDT through the following exchanges:
USDT Purchase and Recharge Tutorial#
- Register and Log into the Exchange: Visit the USDT Purchase Portal, choose any exchange (like OKX or Binance), and follow the page instructions to complete registration and identity verification.
- Purchase USDT: Select the USDT purchase page within the exchange, enter the amount you wish to buy, and complete the purchase using a bank card or other payment methods.
- Recharge to the Virtual Card: After purchasing, go to the exchange's "Withdraw" page, enter the USDT recharge address provided by the virtual card platform, and confirm the withdrawal to transfer USDT into the virtual card balance.
- Use the Virtual Card: Once the balance is credited, you can use the virtual card to subscribe to ChatGPT Plus, recharge OpenAI, or access other overseas services.
Considerations for Alternative Solutions#
The suspension of WildCard has served as a wake-up call for users, highlighting the risks of relying on a single platform. Therefore, it is recommended that users adopt the following strategies:
- Multi-Card Combination: Use PokeCard and VCard simultaneously, along with Dupay or WasabiCard as backups to reduce the risk of service suspension on a single platform.
- Timely Consumption: After recharging with USDT, it is advisable to use the balance as soon as possible, avoiding the long-term storage of large amounts of funds on the card to prevent losses due to changes in platform policies.
- Stay Informed About Platform Developments: Regularly check the announcements of virtual card platforms to ensure timely updates on recharge, consumption, or service changes.
Final Thoughts#
The suspension of WildCard undoubtedly caused inconvenience for domestic users, but PokeCard, VCard, Dupay, and WasabiCard provide reliable alternative solutions. By recharging with USDT, these platforms can not only meet the subscription needs for overseas services like ChatGPT Plus and OpenAI but also effectively avoid regulatory risks. It is recommended to prioritize PokeCard's no minimum recharge advantage, combined with VCard's backing from a public company, supplemented by Dupay or WasabiCard as backups, allowing domestic users to continue enjoying overseas services seamlessly. Get USDT now through the USDT Purchase Portal and start your new virtual card experience!