In July 2025, the domestic virtual payment card market stirred up waves as the widely popular WildCard was forced to suspend operations due to policy reasons, causing significant inconvenience for many domestic users who relied on it to subscribe to overseas services like ChatGPT Plus and Netflix. The suspension of WildCard not only brought attention to the handling of user balances but also prompted users to seek safer and more stable alternatives. WildCard will outline the background of its service suspension and recommend several reliable virtual card alternatives to help domestic users transition seamlessly and easily subscribe to overseas services like ChatGPT Plus.
The Rise and Fall of WildCard#
As a "magic tool" for domestic users subscribing to overseas services, WildCard was widely welcomed for supporting recharge methods like Alipay in RMB. On July 12, 2025, WildCard suddenly announced the suspension of all business operations at the request of relevant authorities, and its official website was temporarily inaccessible. On July 14, the website was restored, allowing users to log in to check their card numbers and CVV, but the recharge and withdrawal functions were no longer available, and the balance was limited to continued consumption. On July 20, WildCard issued an official notice stating that it was suspending recharges, withdrawals, and new user registrations to cooperate with investigations, but emphasized that it was not "running away," and that the recharged balance could still be used for subscriptions to AI products like ChatGPT Plus, promising to resolve the "zero balance" issue.
Although WildCard stated that it was still working to resolve the issues, its future remained uncertain, and users with balances needed to consume quickly to reduce risks. For users seeking alternatives, the virtual card market still offers several options, but it is important to note that these alternative cards primarily support recharge in USDT (cryptocurrency), which is safer but requires certain operational knowledge.
Recommended WildCard Alternatives: Four Virtual Cards to Enjoy Overseas Services#
To help domestic users continue subscribing to overseas services like ChatGPT Plus, here are four reliable virtual card alternatives, all supporting USDT recharges, offering higher security and avoiding the risks associated with limited domestic payment channels. Here are the specific introductions:
-
PokeCard
PokeCard is a Visa virtual credit card based on Hong Kong dollars, making it the top choice for users making small transactions. Its biggest highlight is no minimum recharge or consumption requirement, making it particularly suitable for users subscribing to services like ChatGPT Plus, Netflix, or Amazon. PokeCard also offers a physical card that supports ATM withdrawals and offline POS consumption, making it popular among cryptocurrency users. Whether for daily subscriptions or withdrawal needs, PokeCard performs excellently and is recommended as the first choice. -
VCard
VCard is backed by a publicly listed company in the U.S., has low fees, and is very friendly to domestic consumption scenarios, allowing direct binding to Alipay and WeChat for daily spending, while also supporting subscriptions to overseas services like ChatGPT Plus. Although its offline functionality is slightly inferior to PokeCard, for users primarily engaged in online spending, VCard is a highly cost-effective choice and is recommended as the second choice. -
Dupay
Dupay is the "big brother" of the virtual card market, supporting binding with WeChat and Alipay, and is compatible with subscriptions to overseas services like ChatGPT Plus and OpenAI. Due to past recharge and withdrawal issues caused by system maintenance, its user trust has declined. It is advisable to consider Dupay as a backup card to reduce risks in a multi-card combination. -
WasabiCard
WasabiCard focuses on anonymity and ease of use, making it suitable for privacy-conscious users, covering overseas services like ChatGPT Plus. Although its user base is smaller and community support is limited, it is a good backup choice for users familiar with cryptocurrency and is recommended as an auxiliary card.
How to Choose and Usage Suggestions#
When selecting a virtual card, it is recommended to match it according to usage scenarios and needs:
- For small subscriptions, choose PokeCard, with no minimum recharge requirement, flexible and convenient.
- For stability, choose VCard, backed by a listed company, suitable for long-term use.
- Combine multiple cards to reduce risk, such as VCard + PokeCard, with Dupay or WasabiCard as backups.
- Avoid accumulating large balances, consume quickly after recharging to prevent funds from being restricted due to policy changes.
Complete Guide to USDT Recharges#
Unlike WildCard, the recommended virtual cards above all require recharging through USDT, which is simple and offers higher security. Here are the steps to purchase USDT:
- Choose a reliable cryptocurrency exchange, such as OKX, Binance, HTX, or Gate.
- Enter the exchange's USDT purchase page through the USDT purchase link.
- Register and log in to your account, and follow the page prompts to select the amount of USDT to purchase.
- After purchasing, use the withdrawal function to transfer USDT to the wallet address of the virtual card platform, allowing you to recharge and use it for consumption.
Compared to domestic payment channels, the USDT recharge method is more stable, avoiding the sudden service suspension risks caused by policy controls. It is recommended that new users start with OKX USDT purchase as it has a user-friendly interface and clear operational guidance.
Why Abandon BinGoCard?#
BinGoCard was considered the best alternative to WildCard due to its support for Cloud Flash Payment recharges. However, due to malicious reporting, its recharge channels were closed, and it later switched to recharging through personal accounts at U.S. banks, involving foreign exchange operations, which is complex and has a high threshold for domestic users, thus it is no longer recommended.
Conclusion#
The suspension of WildCard has sounded an alarm for domestic users, highlighting the risks of relying on a single platform. Through PokeCard, VCard, Dupay, and WasabiCard, combined with the USDT recharge method, domestic users can still easily subscribe to overseas services like ChatGPT Plus. It is recommended to choose PokeCard and VCard as the main options, with Dupay and WasabiCard as backups, utilizing a multi-card combination and immediate consumption to maximize the security of funds and continuity of services. Get USDT now through the USDT purchase link and start your virtual card journey!