In July 2025, the domestic virtual payment card market experienced a wave of turbulence. The highly favored WildCard among domestic users announced the suspension of all business operations on July 12 to cooperate with investigations by relevant authorities, and its official website was temporarily inaccessible. On July 14, the website resumed access, allowing users to log in to check their card numbers and CVV, but the recharge and withdrawal functions were restricted, only allowing the use of existing balances for continued consumption. On July 20, WildCard officially released a notice clarifying that the suspension of recharge, withdrawal, and new user registration was not a "runaway," but rather to cooperate with the investigation, while also promising that the recharged balance could still be used for subscriptions to overseas AI services like ChatGPT Plus, and that the issue of balance zeroing was being fixed. The future of WildCard remains uncertain, and users with balances are advised to consume quickly to mitigate risks.
For domestic users relying on virtual cards for overseas service subscriptions (such as ChatGPT Plus, Netflix, etc.), the suspension of WildCard is undoubtedly bad news. Fortunately, there are still other virtual cards available in the market as alternative options, such as PokeCard, VCard, Dupay, and WasabiCard. Although these platforms require recharge through cryptocurrency USDT, they offer greater security and stability compared to traditional payment channels, avoiding the sudden service interruption risks caused by restrictions on domestic payment channels. USDT can be purchased through exchanges like OKX, Binance, HTX, or Gate, with simple and secure operations.
Alternative Options After WildCard's Suspension#
1. PokeCard: The Preferred Choice for Small Transactions#
PokeCard is based on Hong Kong dollars and issues Visa virtual credit cards, with the biggest highlight being no minimum recharge or consumption requirements, making it very suitable for small transaction users. Whether subscribing to ChatGPT Plus, Netflix, or Amazon Prime, PokeCard can easily handle it. Its physical card supports ATM withdrawals and offline POS consumption, making it very convenient for users in the cryptocurrency space. If you seek flexibility and low thresholds, PokeCard is undoubtedly the first choice.
2. VCard: Backed by a Public Company, Friendly for Domestic Consumption#
VCard is supported by a publicly listed company, with low fees and extremely friendly to domestic users, allowing direct binding with Alipay and WeChat for daily consumption, while also supporting subscriptions to various overseas services. Although its offline functionality is slightly inferior to PokeCard, for users primarily engaged in online consumption, VCard's stability and low cost are its core advantages, making it suitable as a second choice.
3. Dupay: An Established Platform, Suitable as a Backup#
As the "big brother" of the virtual card market, Dupay supports binding with WeChat and Alipay and is compatible with subscriptions to overseas services like ChatGPT Plus and OpenAI. However, due to previous issues with recharge and withdrawal caused by system maintenance, user trust has declined. It is recommended to use it as a backup card in conjunction with other platforms to diversify risks.
4. WasabiCard: Focused on Anonymity, Suitable for Privacy Needs#
WasabiCard features anonymity and simple operations, covering overseas services like ChatGPT Plus, making it suitable for privacy-conscious users. Although its user base is small and community support is limited, it is a good backup choice for users familiar with cryptocurrency operations.
How to Choose and Use Virtual Cards#
To reduce the risk of relying on a single platform, it is recommended that users adopt a multi-card combination strategy, such as pairing PokeCard with VCard, to ensure the stability of funds and services. After recharging, it is advisable to immediately use the balance for consumption to avoid storing large amounts of money on the card for long periods. The process of purchasing USDT is also very simple: enter the exchange (such as OKX, Binance, etc.) through the USDT Purchase Entry, register and log in, select the amount of USDT to purchase, and then use the withdrawal function to transfer USDT to the virtual card platform.
Lessons and Insights from Other Platforms#
It is worth mentioning that BinGoCard, which originally supported cloud flash payment recharges and was considered the best alternative to WildCard, had its recharge channel closed due to malicious reports, subsequently switching to foreign exchange recharge methods, becoming unfriendly to domestic users. This reminds us that virtual cards based on cryptocurrency (like PokeCard, VCard, etc.) can better avoid regulatory risks due to their decentralized nature, offering stronger long-term stability.
Conclusion#
The suspension of WildCard has sounded an alarm for domestic users, emphasizing the need to pay more attention to the stability and security of platforms when choosing virtual cards. PokeCard, with its flexibility and no minimum recharge requirements, has become the first choice, while VCard ranks as a second choice due to its backing by a public company and low fees, and Dupay and WasabiCard can serve as backups. Combined with the USDT recharge method, these platforms provide domestic users with safer options. Purchasing USDT through exchanges like OKX allows for easy recharges, enabling users to enjoy overseas services while mitigating policy risks, making it the most prudent solution at present.