Once favored by domestic users, WildCard announced the suspension of all business operations on July 12, 2025, due to regulatory policies, and its official website was temporarily inaccessible. This news was undoubtedly a blow to users relying on WildCard to subscribe to overseas services like ChatGPT Plus and OpenAI. Although the official website resumed access on July 14, allowing users to log in to check their card numbers and CVV, the recharge and withdrawal functions have been disabled. On July 20, WildCard's official announcement clarified that the suspension of recharge, withdrawal, and new user registration functions was to cooperate with relevant department investigations, but emphasized that it was not "running away." The remaining balance can still be used for consumption, and they promised to continue providing AI product subscription services while working to fix the issue of "balance being cleared due to failed withdrawals." The future of WildCard is uncertain, and users with balances should consume quickly to mitigate risks.
In light of WildCard's situation, many users have begun to seek reliable alternative virtual card platforms. Here are a few recommended trustworthy alternatives: PokeCard, VCard, Dupay, and WasabiCard. These platforms primarily support USDT recharge, which requires purchasing USDT through cryptocurrency exchanges such as OKX, Binance, HTX, and Gate. Although this method adds an extra step, it avoids the regulatory risks associated with domestic payment channels, offering higher security and stability, making it the preferred path for domestic users subscribing to overseas services.
Preferred Recommendation: PokePay#
PokeCard, a Visa virtual credit card based on Hong Kong dollars, is undoubtedly the best alternative after WildCard's service suspension. Its biggest highlight is no minimum recharge or consumption requirements, making it particularly suitable for users with small transactions, such as those subscribing to services like ChatGPT Plus, Netflix, or Amazon Prime. Whether trying overseas subscriptions for the first time or needing to make frequent small payments, PokePay provides flexible support. Its physical card supports ATM withdrawals and offline POS consumption, making it a convenient option for cryptocurrency users. PokePay is simple and intuitive to operate, allowing for quick use across various overseas services after recharge, and is favored by users seeking efficiency.
Secondary Recommendation: VCard#
VCard, backed by a publicly listed company in the United States, offers security and stability. Its main advantage is low fees and friendliness towards domestic consumption scenarios, allowing direct binding to Alipay and WeChat for daily spending, while also supporting subscriptions to overseas services like ChatGPT Plus and OpenAI. For users primarily engaged in online consumption, VCard is a highly cost-effective choice. However, its offline functionality is slightly inferior to PokePay, making it suitable for users not seeking physical card features.
Backup Options: Dupay and WasabiCard#
Dupay, as a "big brother" in the virtual card market, supports binding to WeChat and Alipay and covers overseas services like ChatGPT Plus. Past issues with recharge and withdrawal due to system maintenance have slightly decreased user trust, so it is recommended for use as a backup card. WasabiCard focuses on anonymity, is easy to operate, and is suitable for privacy-conscious users. Although its user base is smaller and community support is limited, it is a low-key yet practical choice for users familiar with cryptocurrency operations.
How to Purchase USDT and Recharge Virtual Cards#
Since the above virtual cards all recharge with USDT, domestic users need to purchase USDT through cryptocurrency exchanges. It is recommended to use OKX USDT Purchase, Binance USDT Purchase, HTX USDT Purchase, or Gate USDT Purchase. The purchasing process is simple: enter the USDT purchase portal, follow the page instructions to register and log in, select the desired amount of USDT to purchase, and after completing the payment, transfer the USDT to the virtual card platform using the withdrawal function. The entire process is safe and efficient, suitable for users new to cryptocurrency.
Usage Suggestions: Multi-Card Combination to Reduce Risk#
To avoid risks associated with a single platform, it is recommended that users adopt a multi-card combination strategy, such as using both PokePay and VCard simultaneously to ensure continuity of subscription services. It is advisable to consume immediately after recharging to avoid storing large amounts of money in the card for extended periods, in order to respond to potential policy or platform changes.
Final Thoughts#
The suspension of operations by WildCard has sounded an alarm for domestic users, emphasizing the need for greater focus on security and stability when choosing virtual cards. PokePay, with its no minimum recharge requirement and flexible consumption scenarios, has become the first choice, followed closely by VCard with its low fees and backing from a publicly listed company, while Dupay and WasabiCard can serve as backups. For users needing USDT recharge, exchanges like OKX provide convenient purchasing channels. In the face of a rapidly changing market environment, selecting reliable virtual card platforms and planning usage wisely is essential to ensure a smooth experience with overseas services.