In July 2025, the domestic virtual card market underwent a dramatic change, as the popular WildCard announced the suspension of all business operations due to policy reasons, and the official website was temporarily inaccessible. Although the website resumed on July 14, allowing users to log in to check card numbers and CVV, the recharge and withdrawal functions were suspended, with only the remaining balance available for consumption. On July 20, WildCard's official announcement emphasized that the suspension of recharges, withdrawals, and new user registrations was to cooperate with relevant department investigations and not an act of "running away," promising continued support for AI product subscription services while addressing the "zero balance" issue. The future of WildCard is uncertain, and users are advised to use their balances as soon as possible to avoid future risks.
Originally seen as the best alternative to WildCard, BinGoCard also had its cloud payment recharge channel closed due to malicious reports, planning to shift to recharging via U.S. bank accounts, which involves foreign exchange operations, greatly reducing convenience for domestic users. Against this backdrop, finding stable and reliable virtual card alternatives has become an urgent need for domestic users. Below, we recommend four virtual card platforms that can replace WildCard: PokeCard, VCard, Dupay, and WasabiCard, analyzing their features and applicable scenarios to help users make more informed choices.
Virtual Card Recommendations: Four Alternative Solutions#
1. PokeCard: The Preferred Choice for Flexible Small Transactions#
PokeCard is a Visa virtual credit card based on Hong Kong dollars, with the biggest highlight being no minimum recharge or consumption requirements, making it particularly suitable for small transaction users. If you want to subscribe to overseas services like ChatGPT Plus, Netflix, or Amazon, PokeCard can easily handle it. Its physical card also supports ATM withdrawals and offline POS consumption, making it very convenient for cryptocurrency users. PokeCard is easy to operate, with recharges completed via USDT, suitable for users seeking flexibility and low thresholds.
2. VCard: Backed by a Public Company, Friendly for Domestic Consumption#
VCard is supported by a publicly listed company in the U.S., ensuring security, and its low fees are its core competitiveness. It not only supports subscriptions to overseas services like ChatGPT Plus and OpenAI but can also be directly linked to Alipay and WeChat, facilitating domestic daily consumption. For users primarily engaged in online consumption, VCard is an excellent choice. However, its offline functionality is slightly inferior to PokeCard, making it more suitable for those who do not wish to frequently operate a physical card.
3. Dupay: An Established Platform, Suitable as a Backup#
Dupay, as the "big brother" of the virtual card market, supports binding with WeChat and Alipay, covering overseas services like ChatGPT Plus. Due to previous recharge and withdrawal issues caused by system maintenance, user trust has somewhat declined. Nevertheless, Dupay's stability remains an advantage, and it is recommended to use it as a backup card in conjunction with other platforms to diversify risk.
4. WasabiCard: An Anonymous and Simple Choice#
WasabiCard focuses on anonymity and ease of use, making it suitable for privacy-conscious users. It supports subscriptions to overseas services like ChatGPT Plus, but its user base is relatively small, and community support is limited. For users familiar with cryptocurrency operations, WasabiCard is a good backup choice, especially suitable for scenarios where excessive personal information exposure is undesirable.
Why Choose USDT for Recharging?#
The four virtual cards mentioned above all require recharging via USDT, which needs to be purchased from a cryptocurrency exchange and then transferred into the card balance. Recommended exchanges include: OKX, Binance, HTX, and Gate. The advantages of USDT recharging lie in its security and stability, avoiding regulatory risks that domestic payment channels may face. Users can enter the exchange through the USDT purchase link, register and log in, select the amount of USDT to purchase, and then recharge to the virtual card platform through withdrawal operations.
How to Choose the Right Virtual Card for Yourself?#
- Top Recommendation: PokeCard is recommended for its no minimum recharge requirement and flexibility, suitable for small transactions and first-time users.
- Second Choice: VCard, backed by a public company and low fees, is suitable for domestic consumption and long-term use.
- Backup Options: Dupay and WasabiCard can serve as supplements to reduce the risk of relying on a single platform.
- Combination Strategy: It is advisable to use them in combination (e.g., VCard + PokeCard) and to consume balances quickly after recharging to avoid long-term balance retention.
USDT Purchase Tutorial#
Purchasing USDT is not complicated. Users can access the USDT purchase page of the exchange through OKX USDT Purchase, Binance USDT Purchase, HTX USDT Purchase, or Gate USDT Purchase. Follow the page instructions to register and log in, select the purchase amount, and after completing the payment, use the withdrawal function to transfer USDT to the virtual card platform. The entire process usually takes just a few minutes, making it suitable for beginners.
Summary#
The suspension of WildCard and the recharge restrictions of BinGoCard have posed a dilemma for domestic users in choosing virtual cards. PokeCard, VCard, Dupay, and WasabiCard, with the security and stability of USDT recharging, have become the best alternatives currently available. Users can choose the appropriate platform based on their needs and quickly obtain USDT through the USDT purchase link. It is recommended to use multiple cards in combination and to consume balances in a timely manner to cope with uncertainties brought about by policy changes.