In July 2025, the domestic virtual credit card platform WildCard gradually suspended all core services to cooperate with investigations by relevant departments, causing significant disruption to many users who relied on it for subscribing to overseas services. From the interruption of access to the official website on July 12, to the brief restoration of user query functions on July 14, and then the clear suspension of top-ups, withdrawals, and new user registrations on July 20, WildCard's fate became clearer on July 22: old users could not log into the backend, and the system displayed a pop-up message stating "Subscription consumption suspended, top-up/withdrawal/refund functions suspended, new user registration suspended." This means that even if there is still a balance in the account, consumption cannot continue, and the card has essentially lost its value. Although WildCard officials repeatedly emphasized that they did not "run away" and promised to fix some issues, the possibility of a return to normal is extremely slim.
For users relying on WildCard to subscribe to ChatGPT Plus, top up OpenAI credits, or use other overseas services, finding a reliable alternative platform has become a top priority. Fortunately, there are still several virtual credit card platforms available in the market, such as PokeCard, VCard, Dupay, and WasabiCard. These platforms all support top-ups via USDT, providing domestic users with a secure and stable way to recharge, avoiding the risk of service interruptions due to limited domestic payment channels. Below is a detailed introduction and recommendation for these alternative platforms.
Recommended Alternative Platforms#
1. PokeCard: The Preferred Choice for Flexible Small Transactions#
PokeCard is a Visa virtual credit card based on Hong Kong dollars, with the main highlight being no minimum top-up or spending requirements, making it very suitable for users engaged in small transactions. Whether subscribing to ChatGPT Plus, Netflix, or other overseas services like Amazon, PokeCard can handle it easily. Its physical card supports ATM withdrawals and offline POS consumption, which is particularly friendly for cryptocurrency users who need to cash out. If you are a fan of small subscriptions, PokeCard is undoubtedly the preferred platform.
2. VCard: Backed by a Public Company, Safe and Reliable#
VCard is endorsed by a publicly traded company in the United States, making its security and stability trustworthy. Its advantages include low fees and being very friendly to domestic users, allowing direct binding with Alipay and WeChat for daily consumption, while also supporting subscriptions for overseas services like ChatGPT Plus. Although its offline functionality is slightly inferior to PokeCard, for users primarily engaged in online consumption, VCard is a choice that combines cost-effectiveness and reliability.
3. Dupay: Established Platform, Suitable as a Backup#
Dupay is a veteran player in the virtual credit card market, supporting binding with WeChat and Alipay, and covering overseas services like ChatGPT Plus and OpenAI. Due to previous recharge and withdrawal issues caused by system maintenance, its user trust has declined. Nevertheless, Dupay remains a comprehensive platform, suitable for use as a backup card to diversify the risk of relying on a single platform.
4. WasabiCard: A Simple Choice Focused on Privacy#
WasabiCard emphasizes anonymity and ease of use, making it suitable for users who prioritize privacy protection. It supports overseas services like ChatGPT Plus, but has a smaller user base and limited community support. For users familiar with cryptocurrency operations, WasabiCard is a good backup choice, especially for those who do not want to invest too much money on a single platform.
How to Recharge Virtual Cards with USDT#
Unlike WildCard, which supports domestic payment methods like Alipay, the aforementioned alternative platforms all use USDT for top-ups, providing users with higher security and stability, avoiding service interruptions due to limited domestic payment channels. The process of purchasing USDT is straightforward, and users can buy USDT through the following cryptocurrency exchanges:
USDT Purchase Tutorial: Visit the USDT Purchase Portal, go to the USDT purchase page of the exchange, and follow the prompts to complete registration and login. Select the desired amount of USDT to purchase, complete the purchase via bank card or other payment methods, and then withdraw the USDT to the corresponding virtual card platform's wallet address to start recharging and consuming. The entire process is simple and efficient, and the anonymity of cryptocurrency provides additional security for funds.
Considerations for Alternative Solutions#
Although PokeCard, VCard, Dupay, and WasabiCard each have their advantages, to reduce the risk of relying on a single platform, it is recommended that users adopt a multi-card strategy, such as using both VCard and PokeCard simultaneously. PokeCard is suitable for small, flexible consumption, while VCard excels in stability and low fees, and Dupay and WasabiCard can serve as backups. In light of the lessons from WildCard, users are advised to use their balances as soon as possible after recharging to avoid storing large amounts of funds in the card for extended periods.
It is worth mentioning that BinGoCard, which originally supported Cloud Flash Payment top-ups, was an ideal choice after WildCard's service suspension, but due to malicious reports, the top-up channel was closed, and it subsequently shifted to foreign exchange top-ups, which complicates operations for domestic users and offers less cost-effectiveness than the aforementioned platforms.
Conclusion#
The suspension of services by WildCard has undoubtedly caused inconvenience for users, but PokeCard, VCard, Dupay, and WasabiCard provide diverse alternative solutions. By purchasing USDT through platforms like OKX and Binance, users can easily recharge these virtual cards and continue to enjoy the convenience of overseas services like ChatGPT Plus and OpenAI. When choosing a platform, it is advisable to flexibly combine according to individual needs while maintaining fund liquidity to reduce risk. The virtual credit card market may see more changes in the future, but for now, these platforms are sufficient to meet the needs of most users.